I'm looking for a bit of advice about my cam belt. I bought the car used with a mileage of 110,000, it had little in the way of paperwork, only the last 6 years of MOT certificates (which all passed with no advisories), sadly no service history.
I've been doing a bit of maintenance on it today and had a look at the cam belt, it's not frayed and doesn't appear worn at all but there are some very tiny hairline splits where it curves around the pulleys, there are no other signs of wear or fraying though, after asking a few people I've heard mixed opinions, some say get it done immediately, others say it's not in too bad a shape and I could put it off a bit longer. Finances as always are an issue (with the whopping £220 tax due for renewal this month!) for most of us so I am looking to do it myself, I've got access to a workshop and tools.
I have taken a high-res picture here: https://www.dropbox.com/s/6y1i6cjy6ddymu8/DSC_0023.jpg?m
Maybe some of you with more experience can advise if it looks serious enough to require immediate replacement or if it could wait another month, I realise the risks involved with it if it were to snap but at the moment I'm really struggling to afford it this month.
If it requires a replacement, is it a straight forward swap? I know the tensioner will need replacing too. I've never done a cam belt myself before but as the car only cost me £500 and the belt is £30 it seems silly to pay a garage over £200 to do it for me.
Any advice is always appreciated :)