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OK so, I love insurance renewal time! maybe I am sad... You see, I have been with the same insurers for the last four years, and each time they want to renew my policy, they charge me a lot more, so I like to play the game! For the record, I tend to go for 10 month accelerator policies, as opposed to 12 months. Today I got a letter, renewal was £758! so I jumped on the price comparison websites... Got a best price of £950'ish for a 12 month cover. Phoned up the Owners club insurance who found me an excellent deal of £630 plus all I was getting from my current insurer, but the penalty was a £450 excess (non negotiable!) I phoned up Admiral, and advised them of this better deal (much more different). Told them that I was getting all the bells and whistles with Adrian Flux, but I added in a few that Admiral hadn't yet offered me. So if I took the policy exactly as it was, they would have given me the same price of £630, whilst thats good, it wasnt good enough! So after a bit of talking I got the price to an acceptable £665, for that I got all the stuff I had before, but also got: Key Cover (£1000.00 cover) Lower Excess (£300 instead of £350) Excess will drop by £150 in January on my birthday Current Modification's included. All in all, I saved just over £70 off their renewal price and got a handful of goodies to boot! oh and if I want to add a tuning box, it will only cost me £20, unfortunately the same couldn't be said of Adrian Flux's company as they would have had to add almost £100 Goes to show, look around, and see what you can get! Year five begins...