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Crashed My Focus


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#1 bigsi40

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Posted 08 April 2010 - 05:19 PM

ARRRGGGGHHHH!!!!!!!!!!!! Driving to a job interview this morning lovely day, shades on, air con blaring, music cranked up, feeling confident about getting the job, Then a little old lady pulls out of a junction in front of me and my lovely Focus which i've only owned for 3 weeks gets modified by the side of her car :( and i brake my little finger on my left hand :blink:

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#2 artscot79

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Posted 08 April 2010 - 06:01 PM

ARRRGGGGHHHH!!!!!!!!!!!! Driving to a job interview this morning lovely day, shades on, air con blaring, music cranked up, feeling confident about getting the job, Then a little old lady pulls out of a junction in front of me and my lovely Focus which i've only owned for 3 weeks gets modified by the side of her car Posted Image and i brake my little finger on my left hand Posted Image

bigsi40



thats what i call seriously bad luck mate any pics of the car is it that bad

Edited by DanGull, 08 April 2010 - 09:59 PM.
Reminder - starred out swear words are treated in the same way as posting the whole word on FOC - don't do it please.


#3 bigsi40

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Posted 08 April 2010 - 06:21 PM

thats what i call seriously sxxt luck mate any pics of the car is it that bad


No pics only got camera phone, front bumper broken and associated lights, bonnet bent, drivers wing and door bent furtunatly the air begs never went off so hoping the insurance will sort it out.

I'm gutted about the car but i'm more gutted about missing my job interview and breaking my little finger it hurts like hell :(

bigsi40

#4 artscot79

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Posted 08 April 2010 - 06:29 PM

No pics only got camera phone, front bumper broken and associated lights, bonnet bent, drivers wing and door bent furtunatly the air begs never went off so hoping the insurance will sort it out.

I'm gutted about the car but i'm more gutted about missing my job interview and breaking my little finger it hurts like hell Posted Image

bigsi40



they are pretty cheap to fix so most likely the insurance will sort it out

#5 ford focus edge

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Posted 08 April 2010 - 08:28 PM

Your lucky, i've seen focus's in scrap yards smashed beyond belief, turned into convertabled etc gutted about the job interview bdw mate lol.

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#6 Bulletguy

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Posted 08 April 2010 - 10:27 PM

No pics only got camera phone, front bumper broken and associated lights, bonnet bent, drivers wing and door bent furtunatly the air begs never went off so hoping the insurance will sort it out.

Depends a lot on what year model it is and market value?

Three years ago I had a car written off with far less damage than that....I actually drove it to the bodyshop, lights all ok and not cracked plus bonnet untouched. The front o/s wing was the only part damaged so I was shocked when it was written off.

The reason? Quite daft really.

Because the wing had been hit it had also damaged the inner wheel arch....and of course on todays cars a lot of electronic bits 'n bobs are all fitted there and that means taking 'em off which means time. And time unfortunately costs money.

If they do write your car off I just hope that you don't have a full tank of fuel in (as I had in mine), because they don't give you anything for that!

#7 ford focus edge

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Posted 09 April 2010 - 09:49 AM

Depends a lot on what year model it is and market value?

Three years ago I had a car written off with far less damage than that....I actually drove it to the bodyshop, lights all ok and not cracked plus bonnet untouched. The front o/s wing was the only part damaged so I was shocked when it was written off.

The reason? Quite daft really.

Because the wing had been hit it had also damaged the inner wheel arch....and of course on todays cars a lot of electronic bits 'n bobs are all fitted there and that means taking 'em off which means time. And time unfortunately costs money.

If they do write your car off I just hope that you don't have a full tank of fuel in (as I had in mine), because they don't give you anything for that!


Peice of hose pipe, jerry can and just syphan (dont no how to spell that one) it all back out and when they come outside to see what your doing just grab the can and run off into the night :ph34r:

Mike

#8 catch

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Posted 09 April 2010 - 10:34 AM

it's a 2000 reg by the looks of his sig, I reckon they will right it off.

neighbour had a new door skin and sill replaced cost £1,900 via insurance to repair.

If the OP has a Ford Focus Hatchback 1.8 TDdi Zetec 5dr 2000 (X ) 100,000 miles, it has a dealer price of £1,940

#9 bigsi40

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Posted 09 April 2010 - 11:25 AM

it's a 2000 reg by the looks of his sig, I reckon they will right it off.

neighbour had a new door skin and sill replaced cost 1,900 via insurance to repair.

If the OP has a Ford Focus Hatchback 1.8 TDdi Zetec 5dr 2000 (X ) 100,000 miles, it has a dealer price of 1,940


If thats what the insurance are going to offer for writeing it off i'd be quite happy as i paid less than that for it so will have to wait and see i doubt they will though supposed to be phoneing about collecting it later today or Monday, just waiting for my courtesy car to be delivered the lady on the phone said if they have no 1.6 cars would i be o.k with one with a 1.8l engine i said i think so :rolleyes:

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http://www.facebook....5&id=1784490204 Pic of broken pinky :'(

#10 catch

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Posted 09 April 2010 - 11:53 AM

If thats what the insurance are going to offer for writeing it off i'd be quite happy as i paid less than that for it



I'm not saying that, I don't know the model spec, reg, mileage, or condition prior to the crash. So I just took a guess at the latest 2000 reg at average mileage, and it came up with that valuation.

Here pop the actual details in HERE to find out what you could be offered for it

#11 Bulletguy

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Posted 09 April 2010 - 05:50 PM

Peice of hose pipe, jerry can and just syphon it all back out and when they come outside to see what your doing just grab the can and run off into the night :ph34r:

Mike

Easier said than done mate! That was my intention but the answer to that is simple.

Immediately you agree the write off with your insurance the vehicle ceases to belong to you and becomes the legal property of the insurance company. My car was inside a bodyshop. I phoned and told them about the fuel (about sixty quids worth at the time), but as they explained to me, even if I could have syphoned it out they could never allow me to do something like that on their premises for pretty obvious reasons!

As can be seen from these photos I took there was very little damage. But it was still written off!


Posted ImagePosted Image

#12 bigsi40

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Posted 09 April 2010 - 06:23 PM

I'm not saying that, I don't know the model spec, reg, mileage, or condition prior to the crash. So I just took a guess at the latest 2000 reg at average mileage, and it came up with that valuation.

Here pop the actual details in HERE to find out what you could be offered for it


Yep i understand that not getting my hopes up as to what will happen just going with the flow got a hire car paid for by their insurance so i'm chilled although it's a 59 plate astra it's not very good car was hopeing for a Focus i really like the new looking one.

bigsi40

#13 catch

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Posted 10 April 2010 - 10:13 AM

Yep i understand that not getting my hopes up as to what will happen just going with the flow got a hire car paid for by their insurance so i'm chilled



I take it from that, that they have accepted liability. Have you got that in writing regards accepting liability.
I only say that because we had a claim against the other side. OK they accepted liability, but the hire car came via a company our insurance had contracted to use. And in the small print, if the claim was found in the other sides favour, we had to pay for the hire car. And the daily rate was horrendous. A rate I'm sure the insurance companies don't settle at when picking up the tab. if not there are plenty on the Web that will do it for you.

Always read the small print, because that is where the important stuff is hidden.


Have you got legal cover with your insurance? if so they will claim back, you excess, any personal losses, [loss of income regards that new career re the job interview :D ]pain and suffering regards you broken finger, and any disability as a result of

although it's a 59 plate astra it's not very good car was hopeing for a Focus i really like the new looking one.

bigsi40


How does the Astra handle [cornering grip, feed back and such]compared to the Focus? Yes I like the latest Focus but I'm letting my head rule my wallet for now.

#14 bigsi40

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Posted 10 April 2010 - 12:30 PM

I didn't get to speek to the other driver i was on the way to hospital before they had cut her out and the police sorted the details out, Yep i got legal cover expecting a call from them monday about my injuries and stuff thought about cancelling it when i had to renew it because of the extra cost REALLY glad i didn't know.

Maybe i'm biased but i just don't like the astra my 10 year old focus has/had better handerling you could push it round the corners quicker and the astra suspension is harder not very comfy over bumps, I don't like the astra switch layout you can't see the symbols on the fan direction switch it's a 1.6l petrol i know my focus was/is a 1.8l diesel turbo so can't really compare engines but the astra seems quite slow on pull away, It's got indicators that at a fick will falsh 3 times think they are called overtake indicators or something.
I know thats not a top gear like report but i just don't like it if i had the money for a new car and had never owned a car and went to test drive a selection there would be no contest between new focus or astra it's almost like the astra was desinged by someone who does not drive poorly laid out switchs and not very comfy driving (no arm rest for your right arm.

Bigsi40

#15 Bulletguy

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Posted 10 April 2010 - 03:39 PM

I take it from that, that they have accepted liability. Have you got that in writing regards accepting liability.

When it comes to insurance 'write off's' I think you will find liability is irrespective. It's all down to cost and market value of the vehicle rather than who was at fault. If a company consider the cost of repair to be too high, usually around 30% of the market value, then the chances are it will be written off.

In bigsi40's case from the description of the accident plus taking into consideration the age/value of the car, it sounds very much like a write off job to me. Look at the photos of a car I once owned written off for basically a bashed front o/s wing....everything else was perfect, not even the lights were damaged and it was driven to the bodyshop.

The problem with most, if not all 'modern day' vehicles, is that body panels are far from cheap and the days of panel beating dents and dings out are long gone, not to mention the amount of plastic now used. A good 25% of a Focus body is just plastic.....unfortunately expensive plastic too! Pull the front and rear valance off and you have doors, roof, floor, sills, hatch and bonnet left which are the only metal bits!

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