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Installing Mk2.5 Spoiler On Mk2 Focus - Insurance Need To Know?


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#1 GSM

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  • Name: Garrie
  • Ford Model: Focus Ghia 1.6 (100PS)
  • Year: 2006
  • Location: Lanarkshire

Posted 23 June 2012 - 02:38 PM

Hi folks,

So, I've just bought a spoiler off eBay for a Focus mk2.5 Titanium, and when it arrives I plan to fit it to my Focus mk2 Ghia as per the FOC guide (http://www.fordowner...mk2-mk25-focus/).

But, I was just wondering if this is the type of mod that you really need to tell your insurance about? Afterall you are fitting a genuine Ford spoiler which comes as standard on cars which are essentially just newer versions of my own car. Is it the kind of thing they could use to justify not paying out in the event of a crash?

For anybody who has made this mod, did you tell your insurance?

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#2 NorthSussex

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  • Name: Stormin
  • Ford Model: Focus 1.8 Petrol manual
  • Year: 2009
  • Location: Greater London

Posted 23 June 2012 - 03:10 PM

Hi folks,

So, I've just bought a spoiler off eBay for a Focus mk2.5 Titanium, and when it arrives I plan to fit it to my Focus mk2 Ghia as per the FOC guide (http://www.fordowner...mk2-mk25-focus/).

But, I was just wondering if this is the type of mod that you really need to tell your insurance about? Afterall you are fitting a genuine Ford spoiler which comes as standard on cars which are essentially just newer versions of my own car. Is it the kind of thing they could use to justify not paying out in the event of a crash?

For anybody who has made this mod, did you tell your insurance?

I would always tell the insurance company in writing for any change from original spec, then they have no excuse for not paying out after a crash, it's unlikely to increase your premium.

#3 Stoney871

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Posted 23 June 2012 - 05:44 PM

Done that mod, no premium increase.


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