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Cruise Into A Ditch


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#1 Drich290195

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Posted 02 July 2012 - 08:26 PM

Lost the car at about 70 into a ditch got towed out but this is the damage is if worth claimIng of the insurance and paying the 250 excess or will it be less. If I add hire car to my policy now and claim tomorrow their gonna do me ain't they.lucky really as I went in sideways over the other side of the road glad I was On my own

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#2 Stoney871

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Posted 02 July 2012 - 08:29 PM

Lucky there.
Is it just the sill?
Body shop job I'm afraid.
If it hasn't compromised structural integrity then it can most likely be pulled and filled.

#3 Lenny

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Posted 02 July 2012 - 08:39 PM

You were lucky mate,
that plastic panel underneath just clips off and i reckon around £150 at the bodyshop and you will be back to normal or if you could get a set of Zetec S side skirts for £150 you could fit them over the dammage lol Win Win situation Posted Image

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#4 Drich290195

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Posted 02 July 2012 - 08:44 PM

So can it be got to from behind not worth paying the excess in your opinions

#5 Drich290195

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Posted 02 July 2012 - 08:46 PM

So can it be got to from behind not worth paying the excess in your opinions

#6 Lenny

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Posted 02 July 2012 - 08:55 PM

So can it be got to from behind not worth paying the excess in your opinions


yes you could remove the panel yourself to save a bit of cash in the body shop then they just need to remove the rear wheel and put in some spot welds to pull it out then a bit of filler to smooth it off and paint it up.
i would recommend you also get the wheel alignment and tyre balance done on all 4 wheels too mate because they may be off too. but other than that its all good, not worth ringing the insurance over,
and if you dammage the strip removing it, ive got a set in the back garden

#7 Drich290195

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Posted 02 July 2012 - 08:59 PM

Cheers mate ill take it to body shop tomorrow if it's more than 250 I'll claim of insurance if not I'll pay or it done I think I will pop out easy I think. Gonna get everything checked went n prett hard it did feel skittish driving bach had a look under eh and the heat shield win budged, so u reckon nderneith will be ok.

#8 Lenny

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Posted 02 July 2012 - 09:14 PM

Cheers mate ill take it to body shop tomorrow if it's more than 250 I'll claim of insurance if not I'll pay or it done I think I will pop out easy I think. Gonna get everything checked went n prett hard it did feel skittish driving bach had a look under eh and the heat shield win budged, so u reckon nderneith will be ok.


i cant say for sure without seeing it to be entirely honest with you mate,
but it cant be dammaged that much from looking at the side anyways, but id talk to the body shop and see what they say about it, the heat shield may be able to be straightened but you could also pick one up from the breakers for little money too its just a thin sheet of alluminium

#9 Drich290195

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Posted 02 July 2012 - 09:19 PM

No I mean the heat shield I in tact that and that was the first thing to die when I hit a badger

#10 Lenny

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Posted 02 July 2012 - 09:41 PM

No I mean the heat shield I in tact that and that was the first thing to die when I hit a badger


ow rite mate sorry i read it wrong,
i split my front wheel arch flap when i hit a rabbit at 110kmh on a country road in march 2011 has a nice curve of plastic missing where his head burst through before his hole body was consumed by the rotating 205/55/R16

#11 Drich290195

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Posted 02 July 2012 - 10:08 PM

Feel !Removed! over it first accident bound to happen doing 36k a year

#12 NorthSussex

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Posted 02 July 2012 - 10:23 PM

ow rite mate sorry i read it wrong,
i split my front wheel arch flap when i hat a rabbit at 110km on a country road in march 2011 has a nice curve of plastic missing where his head burst through before his hole body was consumed by the rotating 205/55/R16


Too much information Lenny, you'll put me off my lunch. :P

#13 Drich290195

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Posted 03 July 2012 - 09:53 AM

Mrs dad mate has a body shop 150 + vat thats good aint it Lenny

#14 Lenny

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Posted 03 July 2012 - 10:17 AM

Mrs dad mate has a body shop 150 + vat thats good aint it Lenny


Sound good to me mate,
small price to pay to have it like it never happend B)

#15 jeebowhite

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Posted 03 July 2012 - 11:52 AM

So how did you end up from travelling four wheels on tarmac to four wheels off road? what sort of speed did you come off at? your car has come off Very well indeed!

Before committing to anything though, as your Mrs' Dad's garage to review the structural integrity, it sounds stupid but that £150+ VAT could end up being a write off if the main chassis is buckled...

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