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Black Box Scam


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#1 artscot79

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Posted 07 August 2012 - 03:10 AM

as you may or may not be aware at the end of the year women will not get discounted insurance so you females expect up to a 400 quid increase on what you pay now on a.standard car the more you mod the more you pay as a result insurance companies are offering a black box to be fitted to youre car to get cheaper insurance. the scam is these boxes monitor youre location route speed when and how often you brake even ho0w you corner so if you do have an accident they wont pay out why? simple the black box tells them you took the corner to fast you applied the brakes half a.second slower than expected you drive aggressively you accelerate too hard basically they have physical data to say you shouldnt have been doing 35 in a 30 that you corner a bit faster than you should, this data is stored daily so they can tell what kind of a driver you are not just aggrrssive or a bit quick even if youre over cautous and use youre brakes a bit too much if you get hit in the rear the data will show you brake too often and too early it was youre fault beware all those that are tempted and remember if you do go ahead it will cost you 100quid to have the box removed if you move to a cheaper company.

who would have it then youde be surprised 80% of americans have it fitted and with young people gettint ripped off its growing here forget big brother watching you hes sitting in the car with you

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#2 ferretfloozy

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Posted 07 August 2012 - 05:57 AM

the higher premiums are already in here ..18 months ago my eldest daughter passed her test .driving my fiesta her insurance was £1275 fully comp ( £500 excess) last month my youngest daughter passed her test and for her 1.2 polo its a whopping £2685 fully comp (£400 excess) same company and thats with Limited 3k milage and 2 adults on the policy she also has passplus (cost £150 to do had £90 back from insurance but then charge £25 admin fees) as for the black box ..i looked into it ,the initial premiunm is the same as any other company .the discounts are added in the 2nd year ..you cannot transfer the discounts to another comany and the premium will go up if the data shows the driving is below par.. a warning to anyone thats thinking of getting black box ..your limited to the hours you can use it (5.30 -23.00) and ...ITS THE VEHICLE THATS MONITORED not the driver so if you have a second person on the policy and they have an agresssive or lazy driving style ..the policy holder will be penalised,.. thanks to the man/ woman from brussells poking their nose in again .. but i bet there was no objections by the insurance companies

#3 ijustwantafile

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Posted 07 August 2012 - 07:55 AM

same company and thats with Limited 3k milage and 2 adults on the policy.


I thought it didn't matter on mileage till you hit the 9k+ mark.

I don't do a hell of a lot of miles and put my from 9k to 6k and nothing changed so i left it at 9k. not sure if as low as 3k does make it less tho but still its usually only around £40 per 1k miles.

Best thing with insurance company's seem to be check them daily or twice a day as prices are live and do change. Just save the quote number and you can always get it for that lowest price you find.

#4 Preee

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Posted 07 August 2012 - 08:49 AM

I can't see why anyone would want a "black box" fitted , you just know it's going to cost you somewhere along the line.
I wonder how long it will be before they start say , "we will insure you only if you have a black box fitted".

#5 artscot79

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Posted 07 August 2012 - 09:05 AM

the tempatation of cheaper insurance apparently its already booming in the uk how long till its mandatory and part of the governments road pricing policy

#6 GSM

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Posted 07 August 2012 - 10:35 AM

Wouldn't go near one with a barge pole.

#7 ferretfloozy

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Posted 07 August 2012 - 12:06 PM

we paid an extra £60 to take the milage upto 5k ..theres a standard min £400 excess for new drivers ..checked out all the comparison sites and theyre all underwritten by sabre so went with sabre worked out cheaper, the max milage isnt shown till you get to the finale stages of the quotes .they ask you for the current milage before telling you.. new driver @ 17yrs of age and that will be a 25% deposit too thankyou madam.. but they did throw in 12mths free rac cover

#8 johnS

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Posted 07 August 2012 - 01:54 PM

I had a sort of black box insurance for my first year of driving otherwise my insurance would have been £2000. The box saved me £700. The black box didnt track if yo took a corner too quickly or anything, it was just to see if I was out after 11PM and therefore charge me more.

#9 jeebowhite

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Posted 07 August 2012 - 02:01 PM

Nearest thing to a black box I would have is this:
http://www.ebay.co.u...hash=item41652b02d9
doesnt monitor me, doesnt do me over, doesnt complain that I drive more miles than I estimated, doesnt complain about my speed, and if I have a crash, my fault or otherwise, I can prove whos fault it was.

I wouldnt touch the black box with a barge pole. I do however, think it wont be long before they are mandated. I am personally confident that a PAYG VED license system is just around the corner... Given that the tax man will use anything to screw us over, if he can do me for driving a medium economical vehicle for more miles than my assumed standard cost of the Road Tax (£135) is concerned, then I am sure he will!

Its a nice idea for the young driver who wants to try and get some discount, but without a big fat off switch, I wouldnt have it! but the modern black box catches far too much data, maps your movements, and can be torn apart in the event of a claim...

I can just hear it now "Sorry sir, your insurance is null and void? why you ask? well, we watched your speed three days ago, and you exceeded the posted limit by 3mph and on the day of the accident, I saw you went round a corner at 28 mph in a 30 zone, although not illegal, we dont want our drivers exceeding 25 miles per hour round a corner like that, and therefore we believe that you are driving over confidentally, and as such, you MUST be responsible for the accident..."

This WILL be the death of the motorist!!! we will all spend too much time judging the road conditions and deciding if this is a limit -5mph situation, or a limit - 3mph situation, just so our insurance company dont try to rip us a new one!

I probably will buy the camera, and use it one front, one back, and in the event of any accidents, I will have all that I need!

#10 btmaldon

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Posted 07 August 2012 - 03:53 PM

Im with you on that Jeebowhite. Ive been looking at those cameras. Would like it to video some of the idiot drivers on the road then upload to Youtube.

#11 johnH

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Posted 07 August 2012 - 08:15 PM

i just recently renewed my insurance and it made me laugh, they made my insurance cheap (£900) by installing this black box but without £1200.

they rang me up and asked if i was interested and i said "mate, its insulting, i am classed a professional driver and you want this little box to watch me...ram it" plus when i told them i had tinted rear windows and changed the radio they wouldnt insure me!!! what a load of crok!

#12 artscot79

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Posted 07 August 2012 - 11:19 PM

any excuse to shaft the driver these days and the pay per mile will happen sad thing is these companies are convincing people to take the things at 310 quid a year fully comp theres no way it would be me

#13 GSM

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Posted 08 August 2012 - 12:07 AM

Got one of those cameras today actually. Great thing!

#14 jeebowhite

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Posted 08 August 2012 - 12:27 PM

Yeah I would actually just record eedjets with it and drop the footage to my local police station, I have done that once before with a positive result :D I really am looking at those camera's being a very good investment. Shame they dont have a front and rear in one unit...

#15 gc88

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Posted 08 August 2012 - 12:50 PM

Got one of those cameras today actually. Great thing!


Hello mate. Sorry to be a pain...fancy doing a review thread for us on installation and quality etc with sample footage?

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