23 replies to this topic

[Gham05]

Got a bit of a dent in my fiesta! Still waiting back on hearing from Ford with a estimation on the extent of the damage! What do you people think, write off or fixable?

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[Mark M.K]

Ouch! that looks nasty, how did it happen? I've noticed you say it's a Zetec S, but the front bumper is from a Zetec?

[Gham05]

Turning around in a car park, turned right and ended up going sidewards into a lamp post! Absolutely gutted, just hoping it's not a write off! Really? It's definitely a Zetec S

[TDCiST]

Too soon for the "It'll buff out" joke??


Seriously tho glad your ok... as for writeoff/fix... without knowing whats happened under the bodywork I doubt any of us can say!

[Gham05]

Nipped into halfords after, can of moondust silver and a tube of t-cut, should have it looking like new in no time ha ha! That's what i thought the response would be. Just hoping, it's minor damage under the body work. Main concern was the inner wing (i think that's what it's called! correct me if i'm wrong - to the right of the battery, seen in the 3rd image) Also how close the wheel is to the door hinge in the 5th image.

[TDCiST]

Don't forget a bit of Filler.......

[Mark M.K]

This is what a Zetec S grille looks like:

http://i204.photobuc...1_3875037_n.jpg

Yours is from a standard Zetec

[Gham05]

and last weeks news paper ha ha!

[Gham05]

Ah gotcha, Chrome grill was an extra! Love this car to bits, hoping it can be fixed, even it does mean i lose my ncd

[b1g_dav3]

Hard to say, I'm on the fence about this, as far as body work is concerned, you need a new bumper, wing and bonnet, headlight and god light, with a repair on the door, what I can't quite tell is the damage to the strut tower, and the pieces the slam panels attach too, also can't tell what chasis damage has been done. I'm sort of migrating over to a cat D personally.

[Gham05]

Was afraid it would be a cat d, sent a few of these images to a friend and he's said he same! What happens in the instance of a cat d, will the insurance essentially write it off completely?

[b1g_dav3]

Yes, it's an insurance write off. Can be rebuilt if whoever gets it off the insurance company deems it worth while to them, in which case it'd be indicated in the log book and then resold. If it's not worth it, which I'd kind of say isn't, it'd go to a breakers and has a tiny chance of being rebuilt if they have the parts but if it's damaged the main body of the vehicle it wouldn't be, more likely broken and the shell crushed. I work at a breakers and see this all the time.

Cat C and D are able to be repaired, think C has to be proven roadworthy whereas D can just be fixed and sold on. Cat B has to be broken (which is P*** annoying! At work we have a mint Focus ST2, not a mark on it and is cat B due to flood damage, runs beautifully and is fine inside, not a single thing wrong with it; and today a Golf GT with 800 miles on it, cat B for same reason and mint -.-), then cat A which has to be crushed.

Also, doesn't matter if someone dies in the car, can be a cat D still lol.

[Gham05]

I'll let you know the outcome from the insurance, Was hoping it wasn't going to be a write off, but had doubts! Just need to see what happens next and if it's declared a write off, what they'll pay out. Pretty gutted!

[Stoney871]

If it's a cat C or D then it's repairable but the Insurance Company may say that it's not economical to do so.
That inner panel can be pulled straight on a jig and bodywork can be repaired.
My car is a 2007 and the insurance company paid up for £1500 of damage caused by a prat wheelying motorbike into mine, if the bill is less than £3000 i reckon they'll cough up, any more than that and it's doubtful tbh.

[Mathrin]

Also, doesn't matter if someone dies in the car, can be a cat D still lol.

Depends how they died. Any blood drops in it make it Cat A due to biohazard to potential future ursers.

and to confirm what was already said, CatC means it needs a VIC check done once its repaired for anti fraud measures and as a mini MOT. Any Vosa station can do it, takes about 30 minutes. If you retain a CatC total loss, you'll be issued the paperwork by the insurer, but expect to lose a large chunk for the TL payment that we'd get for scrapping the vehicle.