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K&n Panel Filter


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#1 The Dark Knight

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Posted 01 June 2013 - 08:01 PM

I know some on here have purchased this and they are approx £40 direct from K&N. Are they worth the money then guys? Vastly superior to the OEM panel filter?

Also, being as I haven't looked under the bonnet yet, where is it located and is it easy to change?

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#2 bigmunkynutz

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Posted 01 June 2013 - 08:11 PM

Really easy to change the air box is infront of the battery. Use a flat head screwdrive to undo the pipe from the air box, push the clip up to disconnect the power to the air sensor and unscrew the air box with the four torx screws, lift the lid off and lift out the old panel filter and drop in the new one.

K&N filters have a million mile warranty and just need re-oiling every 50k so it's the only panel you'll ever buy for the life of the car. They do filter air a bit better and allow a little more airflow, I also drilled two 10p size ports in the lower part of the air box to increase the induction noise. It sounds a little throatier and does seem to add a little punch when you floor it. I also think it increases the turbo let off sound a little but that could just be because I've been driving around with my windows down a little more the past couple of days.

I paid £35 for one off eBay I'll see if I can get the details for you and post a link up.

#3 The Dark Knight

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Posted 01 June 2013 - 08:37 PM

Sounds good to me mate. Thanks for that.

#4 iNath

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Posted 01 June 2013 - 08:39 PM

Guide for 1.6TDCi but can't be that different on petrols?



#5 The Dark Knight

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Posted 02 June 2013 - 01:11 PM

Just ordered one today. Should be here on Wednesday. I phoned my insurance company to inform them of the change and they contemplated increased premium or excess but decided that all would remain the same. Will fit it Wednesday evening.

#6 bigmunkynutz

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Posted 02 June 2013 - 02:31 PM

You have no legal obligation to inform them of a panel filter change. You can explain that the reason for change is longevity.

#7 FOCA

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Posted 02 June 2013 - 02:52 PM

You have no legal obligation to inform them of a panel filter change. You can explain that the reason for change is longevity.

Agreed, the air filter is a consumable, it should not increase your premium any more than a different make of oil filter would,

 

The performance gains are often exaggerated, (an independant test measured a 1Hp gain) and you may notice an improvement because you are replacing an old, clogged filter with a new, un-clogged filter, or there is a bit more noise, that can give the illusion of more power, on a turbo it often does not increase power but may help the engine pick up a little bit better before the boost comes in    

 

I heard some of the latest Fords can be complicated to change filters because they want you to take it into a garage rather than doing it yourself, if you are the 1st to do it on this car,  it would be good if you took pictures/ posted a guide :)  



#8 The Dark Knight

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Posted 02 June 2013 - 02:56 PM

Whilst there may not be a strict rule stating you MUST inform them, I have studied insurance law during my degree and I can
tell you that an insurance policy is one of uberrimae fidei which means of the utmost good faith.

The insurance company no nothing about us and need to be in possession of all material facts to assess the risk. What they call claims department is in fact an avoidance department and will avoid paying out if possible.

I told them and it is now noted with no change to the policy so I am covered and they have no cards to play. Some insurers may take a different attitude but hey ho.

#9 FOCA

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Posted 02 June 2013 - 03:26 PM

Whilst there may not be a strict rule stating you MUST inform them, I have studied insurance law during my degree and I can
tell you that an insurance policy is one of uberrimae fidei which means of the utmost good faith.

The insurance company no nothing about us and need to be in possession of all material facts to assess the risk. What they call claims department is in fact an avoidance department and will avoid paying out if possible.

I told them and it is now noted with no change to the policy so I am covered and they have no cards to play. Some insurers may take a different attitude but hey ho.

It is an interesting one, if you fitted better tyres (same size/ spec), would you inform your insurance? Ive no idea what type of tyres these come with new, but im confident Goodyear Eagle F1s would perform a lot better,  probably be able to corner faster, brake later, so a trip down to Quick-fit for new tyres would require informing your insurance,?

 

What about wiper blades? if you put a different type of wiper blade on would you need to inform your insurers? theoretically yes, because what if they came off in the wind/ rain and you crashed because you could not see out of the windscreen.

 

I think its a case of heads you loose, tails they win as they try to wriggle out of paying up, and informing them about every little thing keeps your "back covered"

 

Just as well im running a stock air filter! :lol: :lol: :lol:   



#10 The Dark Knight

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Posted 02 June 2013 - 03:35 PM

Don't get me wrong, there is a line to be drawn. I have brighter bulbs fitted and haven't informed them and if I changed wiper blades I wouldn't inform them. The only reason I bothered here was because I knew full well I was buying it to increase the performance of the car albeit on a very small scale. The fact that it can increase horsepower is another reason I decided to play it safe and tell them. I would tell them if fitting winter tyres or perhaps specialist sports tyres but not just a change.

Lets face it, if anyone had an accident, what's the odds of them finding the panel filter? Even if they did, they might not be able to avoid paying out altogether but it is highly likely that many stressful arguments will ensue over it.

#11 FOCA

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Posted 03 June 2013 - 08:08 PM

Agreed,  You have studied insurance law during your degree and i have some knowlege on the subject, but, what may seem a reasonable component change/ renual to the avarage motorist may be regarded as a  "modification" by the insurance company, a perfect example of this is alloy wheels -

 

"Joe blogs" has a completely standard car, with alloy wheels,  he damages one of the wheels and discovers it is cheaper to replace all 4 of them with aftermarket ones than replace 1 Genuine Ford one, and claiming on the insurance means loosing his no caims and his exess is high

 

So he buys 4 aftermarket alloy wheels, he does not bother to inform his insurers because they are exactly the same size/ width as the old ones -  Is he insured?

 

Edit - typo        



#12 The Dark Knight

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Posted 03 June 2013 - 08:24 PM

I would definitely inform them. Products like that can be contemplated when looking at the value of the car in any claims and as I said earlier, they might not get out of paying altogether but if you give them cards to play, they will sure enjoy playing them and causing you much agro.

Aside from obvious sundry items such as bulbs and wipers, look at it this way: If you install a panel filter and don't inform them because you think it is trivial and they won't be interested, then there is nothing to worry about by ringing them as they will just say thanks and goodbye.

If you are not informing them because you think they will view it as a modification and might charge for it, then you know in your mind there could be trouble if they find out about it when you claim.

Don't give them an excuse to not pay out or be awkward about things.

#13 FOCA

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Posted 03 June 2013 - 08:59 PM

Yes, there was a case where the insurers refused to pay out because the motorist had changed the make of the (same size) alloy wheels, thinking it was un-nessesary to inform them -  an example of where it would seem reasonable not to bother informing your insurance company



#14 The Dark Knight

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Posted 04 June 2013 - 06:10 PM

Just fitted it tonight but won't be driving the car now until morning. There is no doubt in my mind that this will bring benefits however small because rather than this superior panel filter replacing a basic paper panel filter, it is replacing a breeze block!

Honestly, the size difference is amazing. The standard filter is a real chunky monkey lol! Looking forward to noticing the difference.

#15 AleXander

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Posted 04 June 2013 - 08:16 PM

 Looking forward to noticing the difference.

 

Waiting for some info :-)



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