MichellefromEssex Posted March 31, 2009 Share Posted March 31, 2009 Ok I love my cars but am a women after all, so I need your help in what I need to say to my insurance company when I call them about adding the modifications to my insurance policy, will they just know what I mean if I say "Mountune modifications"? or will I need to say persific wordings lol. Sorry for being a dumb essex bird Quote Link to comment Share on other sites More sharing options...
Jonny87 Posted March 31, 2009 Share Posted March 31, 2009 you would probably have to list each mod. Unless they have added mountune to the trim level options, like style, titanium, ghia, zetec etc, but it may be a bit too soon for that. Check it on the web first with the mods you might get a better deal with another insurer. Also if i remember rightly there was an ad for insurance on the mountune website that said they didnt charge more if you hade the mountune added. Jon Quote Link to comment Share on other sites More sharing options...
MichellefromEssex Posted March 31, 2009 Author Share Posted March 31, 2009 Oh yeah I had forgotten that, but my insurance not due for renewal till August, so I would have to pay off my esure insurance first so maybe worth sticking with them till August and then switiching, think its called greenfirst (somthing like that lol). Quote Link to comment Share on other sites More sharing options...
JAR897 Posted March 31, 2009 Share Posted March 31, 2009 possibly. I think you will have to describe the upgrades as I doubt they will know what the montune upgrade consists of. If you go to Compare.co.uk you can add in the upgrades by selecting certain boxes (Manifold mod / Engine chip 11% - 25% BHP inc / exterior desgin etc). That way you will be ablew to see what kind of increase you are looking at. I tried to do it but being 20 they quoted me £2,300 which is obviously a little expencive. Quote Link to comment Share on other sites More sharing options...
JAR897 Posted March 31, 2009 Share Posted March 31, 2009 Ok so I did two quotes, one with and one without the montune upgrade. On Confused.co.uk there is two seperate cars. The first is the Fiesta titanium 1.6 2008 onwards, and the second is the Fiesta 140 upgrade. The 140 upgrade is the montune upgrade. It was based on an employed (engineer) 30 year old man living in Nottingham with no points etc. Normal Titanium: £244 Titanium /w Montune Upgrade: £509 putting in the options as modified extras on a 'normal' Titanium: £435 Quote Link to comment Share on other sites More sharing options...
RIIIDAA Posted March 31, 2009 Share Posted March 31, 2009 Asked Montune about it? Comparing their warranty approved ford endorsed upgrade to the more estasblished the Subaru optional PPP upgrade, insurers should in time become familiar with the package. Quote Link to comment Share on other sites More sharing options...
Mark M.K Posted March 31, 2009 Share Posted March 31, 2009 According to the website, the only insurance company who will accept the mods at no extra cost is Greenlight Insurance Clicky. I'd guess most other insurance people will charge you alot more just because they can and get away with it. Quote Link to comment Share on other sites More sharing options...
MichellefromEssex Posted March 31, 2009 Author Share Posted March 31, 2009 £372 is my quote with greenlight, but this does not include adding my OH, still I have to phone Esure yet and enquire, but anyway thats for a 40yr old women whos been driving for 24 years will full 9+ years no claims bonus. EDIT Phoned Esure and added the modifications, she put me on hold whilst speaking to an underwriter, came back that my policy will go up by £53.75 over the remainder of my policy so brings my total insurance amount to £315.12 - result!!!! Quote Link to comment Share on other sites More sharing options...
RIIIDAA Posted March 31, 2009 Share Posted March 31, 2009 she put me on hold whilst speaking to an underwriter, came back that my policy will go up by £53.75 over the remainder of my policy so brings my total insurance amount to £315.12 - result!!!! When it comes up for renewal (in August?), give me a shout - I have a contact who specialises in insuring modified cars Quote Link to comment Share on other sites More sharing options...
MichellefromEssex Posted March 31, 2009 Author Share Posted March 31, 2009 When it comes up for renewal (in August?), give me a shout - I have a contact who specialises in insuring modified cars ok will do thanks hun x Quote Link to comment Share on other sites More sharing options...
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