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KA Crash Accident Ford

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#1 HollyDollyx

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Posted 05 August 2013 - 06:41 PM

As I'm new to this forum I thought I'd just tell you all a bit about my last car, I only passed my test in August 2012 so I'm a fairly new driver, I've not had any bumps or scraps in the year I've been driving until last week when unfortunately I crashed into the back of another car (Peugeot though so it's okay). I was coming up to an island with a car infront of me, i checked it was clear and pulled off, however the car infront me did not. No one was badly hurt I just hurt my leg a little bit, unfortunately though because my car was quite old anyway it was a write off - the radiator had blown, the earths had come detached and my alternator had gone, not too mention the disgusting mess I made of the front and side bumper.


Has anyone else had similar experiences and if so what did you do, go through insurance, fix the car or buy a new one.

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#2 georgen

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Posted 05 August 2013 - 06:48 PM

Our lass done exactly the same a couple of months ago, both cars involved were 2008 cars and she made quite a mess of the car she hit so both went through on her insurance, and the best bit is the person she hit is her work partner lol.



#3 Lenny

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Posted 05 August 2013 - 07:11 PM

I think you've done a good job on the old KA middle picture
It look more aggressive :)

Your best option would be to sell it as it is,
Because you would require a front sub frame, bumper side wing, radiator, fan, altinator, possibly radiator hoses, bonnet, and headlights,possibly tracking aswell,
All those parts from a breakers would add up to under £1,000 but then labour would be around £700 so it may be the same profit to sell it as it is.

#4 VickiW

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Posted 05 August 2013 - 07:18 PM

If the other car wasn't badly damaged id try do it away from your insurance ...it could put ur insurance premium up and would probably be cheaper to scrap your car and get another..good luck in your quest

#5 b1g_dav3

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Posted 05 August 2013 - 07:51 PM

When in August did you pass? Hate to say this but I believe you have to take a re-test if you have an accident in your first year :/



#6 VickiW

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Posted 05 August 2013 - 07:56 PM

No way dave ...ye serious??? Good rule but not for holly sorry

#7 georgen

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Posted 05 August 2013 - 08:02 PM

Never heard of that one like, I know if you get 6 points within first two years they revoke your license and you have to do the lot again including the theory and test, it happened to my apprentice, for speeding got fine and 6 points at court, left and thought that was it, 3 days later a letter arrived informing him the following day his license was revoked. 



#8 b1g_dav3

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Posted 05 August 2013 - 08:51 PM

No way dave ...ye serious??? Good rule but not for holly sorry

 

I might be wrong, but I did hear something along those lines not long after I'd passed my first year of driving.



#9 Loz Cheung

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Posted 05 August 2013 - 09:09 PM

Never heard of that one like, I know if you get 6 points within first two years they revoke your license and you have to do the lot again including the theory and test, it happened to my apprentice, for speeding got fine and 6 points at court, left and thought that was it, 3 days later a letter arrived informing him the following day his license was revoked. 

 

This is all i'd heard of too - just the points (unless the accident constitutes to points?!)

 

I saw a peugeot with a "Reem" bumper sticker on the back aages ago - hopefully thats what you took out!

Luckily it wasnt in your new upgrade, but insurance wise - have a play on insurance renewals online to see what the difference may be after this claim?



#10 b1g_dav3

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Posted 05 August 2013 - 09:15 PM

This is all i'd heard of too - just the points (unless the accident constitutes to points?!)

 

I saw a peugeot with a "Reem" bumper sticker on the back aages ago - hopefully thats what you took out!

Luckily it wasnt in your new upgrade, but insurance wise - have a play on insurance renewals online to see what the difference may be after this claim?

 

Under a false name if you can, some companies can access these online quotes >.<



#11 VickiW

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Posted 05 August 2013 - 10:04 PM

You can get points on your license if you cause an accident??? That's mad nothing like that over here in eire ...just points for speeding or breaking rules of road ...think its 12points then you get taken off the road for two years or longer depending

#12 b1g_dav3

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Posted 05 August 2013 - 10:46 PM

You can for due care and attention, speeding, etc; 12 points = disqualification.

 

I know for a fact in your first 2 years 6 points = retest, unsure on the accident stuff.



#13 FiestaZS90150

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Posted 05 August 2013 - 11:04 PM

This accident reminds me of the one My GF had with my old MK6 fiesta. So i was repairing her MK6 cause her injectors were leaking... I was then letting her drive my car. (As she is a girl she should drive better than me... , and i trust her lol (have to XD)

 

She goes to dance class and calls 10 minutes after she left the house... I knew something was wrong. Anyway she comes back home with the front of  the car in peices, all lights smashed, bonnet folded up like a "V", radiator bent, front bumper was in the trunk and well i went through all the parts that fell off and the only thing missing was my darn DMB overlay on the front grill lol. still dont understand how it got off without the original logo.

 

I don't know how this works for you guys in the UK but here in france its my insurance that went up and not my GF's. Youpii i'm only 23 and for my new fiesta I only had two insurers that would insure me. o.O I couldnt beleive it.



#14 DanGersFord

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Posted 06 August 2013 - 12:21 AM

You can get points on your liscence if you cause an accident through not paying the proper attention etc you're better to say you went to brake and accidentally hit the accelorator or something if the same happens in future or something similar. I had a similar accident in my works van I was in traffic amd just crawling along and was faffing with something and hadn't realised the car in front had slammed his brakes on n boomf lol luckily I was only going about 10mph and id hit the tow bar of a pick up truck so there was no damage to their vehicle just my own and just by chance there was a police car not far behind the accident who stopped. They said they couldnt deal with it because they were tranporting a prisoner so phoned another unit and waited until they came. While we were waiting for the other unit the guy asked me what had happened and I told him the truth and he told me to say to the other unit who would be taking an official statement that id went to brake and hit the wrong pedal or I could be charged for driving without due car and attention and get 6 points on my liscence for it! Best copper ive ever met apart from or own resident stoney obviously :lol: but learn from your mistake and forget about whats on the round about and focus on whats in front of you untill your at the front of the Que to get on the round about lol just cause you've seen its clear doesnt mean the car in front sees the same thing. I learned my lesson not to let stupid things distract me when im driving. It was obviously all sorted through the insurance with it being my works van

#15 VickiW

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Posted 06 August 2013 - 08:59 AM

And if you find it hard to pay attention whilst driving have your missus sat beside you ....haven't enough fingers and toes to count leos near misses thank feck I was with him this includes pulling out of empty car park with lamp post at drivers wheel and he nealy hits it...I've had one bad hit in traffic slowly crusing and polish !Removed! with no insurance rammed my back door pulling out of petrol station...he would have got passenger door with leo in it but I put my foot on the gas ...was only !Removed! wee clio but my first car and I was 5months pregnant if I could have stopped crying id have decked him

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