I want to ad an important note to this I now have absolute proof beyond doubt insurance companies are using information from comparison sites against us.
Last night I pulled out a new policy with one call insurance, this morning I had an email saying they will not provide me with insurance cover, based on mis represented info provided by me stating I did not disclose a pending fault claim and different address
Now at first I was shocked and thought I became the victim of identity theft as I have never made a claim before nor have I ever used any other address since the day I passed my test it was shocking spend 2 hours back and forth contacting my previous insurance companies in a desperate attempt trying the find out if a claim had been made against me etc with no luck they all confirmed the same info yet one call insurance insisted I have a fault claim on record, they made out this was the police record (MID) my current insurer confirned no such info has been entered onto MID
After a lengthy phone call the girl on the phone got very annoyed with me and told me the other address and date of the claim, it turned out 6 months ago I did a "feel" quote using my partner parents address comparing the difference in price based on address only I also did several other quotes out of curiosity such as speeding fines and points including a accident at fault claim testing what the difference in prices were, today I was truly shocked to find out this info was used against me even though they were only quotes and none were ever submitted for a policy nor have I ever committed any of the offences it created a sort of record thats not on the police database (MID) but is on some insurance companies record.
Now I'm down as some sort of prat providibg duff information lol do not trust those comparison sites it will be used against you
Sent from my GT-I9300 using Ford OC mobile app
So the insurance company misled/ lied to you
They must have a database/ blacklist, made up of unsubstantiated/ unconfirmed information/ rumors,allegations that the customer/ consumer has no access to, cannot refute/ defend against
You have done nothing wrong - it is the insurance companieis in the wrong, keeping a "blacklist" database like this, outside of the MID,
You are not a prat for finding out these things, and should not be persecuted for it, even a murderer is allowed to have their say in court, and is innocent untill proven guilty - by posting this you have become a consumer champion & campaigner
I thing everyone must be very careful incase these things used against you
Did you give then you reg. no. or you real name when enquiring about your "feel" quote?