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Remap & Insurance Premiums


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#1 BigRog

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Posted 23 February 2014 - 08:47 PM

Just wondering how much your insurance has been loaded with you declaring your remaps? ie. bluefin

This is of course you have declared it ...  :rolleyes:

Mine want another £80 "quote me happy"

also, if you have a "online" policy only what do you word your remap as?

cheers, Roger.



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#2 WelshFordFan

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Posted 23 February 2014 - 08:50 PM

Was wondering this myself as the bluefin remap is very tempting ... :)



#3 jd_james

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Posted 23 February 2014 - 09:16 PM

Switch the map back to old one in the event of an accident = £0 ?  :P



#4 dmizz93

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Posted 23 February 2014 - 09:22 PM

I'm considering a remap so would be interesting to know, might ring and ask! 

Just out of curiosity - whats the bluefin like? (Also what mk fez do you have it on/power gains etc)! 

Any info appreciated!



#5 Jordanch

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Posted 23 February 2014 - 09:23 PM

Haven't declared mine, how on earth will my insurance know that my car has been mapped? It's not like they're going to stick it on a dyno run and say "Oh look, your car has more brake horse power" Won't happen. Whether that be a write off or a repair job..



#6 FiestaZpower

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Posted 23 February 2014 - 09:24 PM

Nothing but I had to change insurance company's . Was originally with ford insure and they don't do modified cars

#7 FiestaZpower

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Posted 23 February 2014 - 09:27 PM

In the event of a very serious accident - the police take away your car and forensics will test your car . It happened to a friend of mine and he wasn't covered in his saxo ... And lost 14 grand due to undeclared engine mods

#8 martyntdci

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Posted 23 February 2014 - 09:37 PM

I'm considering a remap so would be interesting to know, might ring and ask! 

Just out of curiosity - whats the bluefin like? (Also what mk fez do you have it on/power gains etc)! 

Any info appreciated!

dont know ur engine size, so i take its a 1.6 tdci

 

http://www.a1motorse....asp?modvar=435



#9 WelshFordFan

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Posted 23 February 2014 - 09:44 PM

Id always declare mods...

Insurance companies are always looking out for ways to get out of paying out for claims



#10 BigRog

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Posted 23 February 2014 - 10:02 PM

I'm leaning more to declaring it when I get it due to the fact that insurance company's are getting wise to these "diy" remaps, also if you do have a serious accident what chance have you got to put the original map back before the paramedics and police get there?
also peace of mind I think.
Thank's for replys guys but the question was how much extra is your premium for declaring a remap, not can I get away with it.
Roger.

#11 dmizz93

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Posted 23 February 2014 - 10:02 PM

dont know ur engine size, so i take its a 1.6 tdci
 
http://www.a1motorse....asp?modvar=435


Yes Martyn, how'd you guess?
I should really be more helpful if I want information..

Mines a zs tdci, mk6 facelift so thing it's the 90ps version?

I had a chat with a guy called Tom from Angel Tuning (Bicester) who said I could get +30bhp/+50f/p torque? That said, I've heard mixed things about them so want to shop around!

#12 M4RC

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Posted 24 February 2014 - 09:27 PM

Really want the bluefin remap but would I have to declare it? If I had a smash or whatnot surely they can plug in a device which will show the map has been changed???? This is my first car so if I gad to declare it I obviously couldn't as it would probably add about a grand on top haha

#13 iNath

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Posted 24 February 2014 - 09:53 PM

Really want the bluefin remap but would I have to declare it? 

 

Legally, yes.



#14 PAPUMA

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Posted 24 February 2014 - 10:03 PM

Haven't declared mine, how on earth will my insurance know that my car has been mapped? It's not like they're going to stick it on a dyno run and say "Oh look, your car has more brake horse power" Won't happen. Whether that be a write off or a repair job..

 

 

Is it worth the risk though. If you write your car off and they do find out you get nothing, apart from being £1000's out of pocket.  Your choice.  Insurance companies are not as stupid as we think they are, and will do anything to get out of paying out.

 

Just look at some of the reasons they are giving out to the current flood victims so they dont have to pay out..



#15 BigRog

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Posted 25 February 2014 - 06:00 AM

It's not only your losses it's what ever other damage is caused at the time as well, ie. the other party.
Not worth it thinking about it, it would always be nagging away in the back of my mind.

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