• 1000's Of Fords For Sale
      1000's Of Fords For Sale
    • Huge Range of Ford Parts
      Huge Range of Ford Parts
    • Savings Up to 15% Off For Members
      Savings Up to 15% Off For Members
    • Join Premium & Save
      Join Premium & Save
    • Share Your Car Experience
      Share Your Car Experience
    • Get Your Club gear
      Get Your Club gear


jeebowhite

Do Insurers Own My Modifications?

35 posts in this topic

I'd spend about £1.50 on one.

Just enough for a litre of petrol and a box of matches.

FOCA likes this

Share this post


Link to post
Share on other sites
 

lol, thanks guys, I was in need of a laugh, its been a painful day! had a physio assesment today, which hurt, recon I will be off work the rest of this week and next (due to an op) so I am fed up! and I am impatiently waiting for the other person to admit liability so that they can decide to write or not to write off my car so that I can actually get my new car sorted out! I have my eye on quite a few nice local toys, and I just want to go try and buy!!!

Share this post


Link to post
Share on other sites

I thought Vauxhalls came off the production line needing £1,890's worth of spend to get them roadworthy?

(I once owned a Vectra. It was crap.) :s

I bought my focus titanium thru a vauxhall dealer network, I even told the salesman that I hate vauxhall & wouldn't be seen dead in one:D

Yunii

Sent from my GT-I9505 using Ford OC mobile app

jeebowhite likes this

Share this post


Link to post
Share on other sites

ahahhahahahah at least you told them the truth yunii :P

Share this post


Link to post
Share on other sites

Honesty is the best policy after all

Sent from my MY SAGA C2 using Ford OC mobile app

Share this post


Link to post
Share on other sites

James, just been thinking (don't laugh!) but don't some insurers allow you to declare mods so that you're legal but don't actually cover their replacement? Where as some companies will replace like for like? Surely, as long as it's not a like for like policy you can remove them? If it is like for like they would replace them?

Share this post


Link to post
Share on other sites

James, just been thinking (don't laugh!) but don't some insurers allow you to declare mods so that you're legal but don't actually cover their replacement? Where as some companies will replace like for like? Surely, as long as it's not a like for like policy you can remove them? If it is like for like they would replace them?

This is what I have. I'm due to renew next month so I'll try and remember to ask them if I could remove them if the car was written off.

Share this post


Link to post
Share on other sites

Lol, Thanks James, and I didnt laugh at the comment, more the fact that you made it! :p

I think your right, all my modifications where for advice only and not cover, so I think this is why I can have them back!

that reminds me, I need to buy the stereo removal keys, just in case...

Share this post


Link to post
Share on other sites

Fingers crossed you can get them all back. Unless they want to pay for their replacement I don't see why you couldn't.

Share this post


Link to post
Share on other sites

Seems as long as I hand it back the same as the day I had bought it, I should be alright!

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!


Register a new account

Sign in

Already have an account? Sign in here.


Sign In Now