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My Mate Hit A Deer (Graphic Pic)


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#1 carper1994

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Posted 06 May 2014 - 07:45 PM

Stuck inside his bumper and radiator. Insurance won't give him a penny..

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#2 MartynS

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Posted 06 May 2014 - 07:50 PM

Nasty, though why won't the insurance pay out?



#3 carper1994

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Posted 06 May 2014 - 10:01 PM

because its a wild animal lol



#4 alexp999

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Posted 06 May 2014 - 10:40 PM

Shouldn't matter if its a wild animal or not, if it is comprehensive insurance they should pay out....

#5 theduke

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Posted 06 May 2014 - 10:54 PM

Oh Deer!



#6 V6 Lover

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Posted 07 May 2014 - 07:20 AM

!Removed! hell sssssssh and the insurers wont pay up,who are you insured with fella.

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#7 jeebowhite

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Posted 07 May 2014 - 08:38 AM

NIce! lol, first time I have ever seen a car swallow an animal :P

 

As for the insurance, they should cover all damage, as long as the owner pays the appropriate costs towards the repair (excess). Regardless of the entity causing the damage, its still classed as an accident? unless the insurer states in small print that the only insurance offered is for a vehicle versus vehicle collision, then they cant refuse the claim?



#8 Nighthawk

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Posted 07 May 2014 - 02:45 PM

I can only assume they only have Third Party cover, at least the other party won't be making a claim lol

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#9 Stoney871

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Posted 07 May 2014 - 02:50 PM

The unlucky fella will be done for poaching next. ;)

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#10 Turvey

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Posted 07 May 2014 - 04:59 PM

The unlucky fella will be done for poaching next. ;)

 

 

 

I'm sure you'll know this pointless fact but he wouldn't be legally be able to take the deer home and eat it, however any car following(or anyone else for that matter) would be able to  :)



#11 carper1994

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Posted 07 May 2014 - 06:56 PM

Cheers for the replies lads.

 

What the insurance company are saying is they will pay for it but it will go down as his fault because they cant claim against a wild animal. and apparently it was his fault.. 

 

I'm not too up on insurance, but that to me sounds ridiculous.

 

The insurance company is LV so i f i was you lot id steer well clear from them, 

 

Yet another insurance company taking our money and not giving anything back... 

 

Kieran 



#12 Willy

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Posted 07 May 2014 - 07:24 PM

That's how all insurance companies work mate. If you claim for an accident it's always your fault unless another party accepts responsibility. Obviously in this case the driver has to accept it even if it isn't.

#13 JonBon

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Posted 07 May 2014 - 07:29 PM

Because he has admitted to having an accident, even though they haven't paid out he's admitting a fault to the insurance company, so is his no claims/premium going to be affected next year..?

#14 Willy

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Posted 07 May 2014 - 07:40 PM

Yes

When you renew / get insurance you are asked if you've been involved in an accident in the last 3 years.

I was hit by another car and they admitted liability but my insurance went up because I had been involved in an accident even though it wasn't my fault.
The system encourages people to be dishonest about there accidents.

Always protect any no claims as you will loose the lot if you claim.

#15 jeebowhite

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Posted 07 May 2014 - 08:06 PM

Clive, can you arrest this fellas friend? it would appear to me he took the dear home in his bumper and parked it in his garage! :P

 

As for the insurance they really are very good at stuffing customers, I hope that they do get to sense.



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