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#16 DAN@ADRIAN FLUX

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Posted 09 July 2014 - 08:38 PM

oh ok i've seen that dash camera or black box like some people call them but don't think i want to do that, but to be honest i haven't seen any cheaper than Tesco bank i guess its only for my post code.

Also was wondering should i get membership on this site as it will give me some discounts for my first year

 

best regards

Hi,

Just to let you know that a number of our insurance schemes do offer discounts for a number of approved in-car cameras. If you need any help with insurance then please feel free to drop me a line.

Regards,

Dan.



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#17 GenesisGFX

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Posted 10 July 2014 - 12:18 PM

thanks will PM you

 

Any one has heard of BELL insurance i think its part of admiral i just had a quote of £1106 :huh: on my first year but i've added 2nd driver with 18 years no NCB



#18 GenesisGFX

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Posted 10 July 2014 - 12:23 PM

ok i've read some reviews and it looks like its a !Removed! company



#19 GenesisGFX

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Posted 10 July 2014 - 12:43 PM

A quick question about insurances from confused.com if i am thinking to get Car D car but there is no option to state that it has it, do they know the car had cat d or not?



#20 GenesisGFX

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Posted 10 July 2014 - 02:04 PM

Any one tried to insure cat d car? Whats the difference between normal and cat d? As its my first year I'm not sure how much it would be

#21 karlos1987

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Posted 10 July 2014 - 02:24 PM

They do ask the postcode where the car is usually kept overnight though.


Yeah there's no way you can cheat it sadly

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You say there is no way of cheating it. ;)

Say your car got nicked and you haven't got a tracker. All you have to do is get to the registered post code before calling anyone.

The same as saying you don't use it for commuting. If you have an accident on the way to work then you just say I was going to my cousins house.

There is ways around everything in insurance. As mentioned before the job title. If I put butcher I pay more than a butchery manager.

I went to put my mum on my insurance which I was quoted £450 before hand. When added my mum it went up £2,000. Lol. That was through ford tho. Lol.

I'm with Tesco now and knowing seems to be able to beat them for the past 3 years.

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#22 karlos1987

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Posted 10 July 2014 - 02:26 PM

Any one tried to insure cat d car? Whats the difference between normal and cat d? As its my first year I'm not sure how much it would be



Cat d has basically been.in an accident and the insurers didn't want to repair it so the owner has brought it back off the insurer then repaired it themselves. Once written off a car can't be put back on tge road until it has had a special mot.

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#23 GenesisGFX

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Posted 10 July 2014 - 02:44 PM

Ok ok didn't know that so if the guy still driving it I'm guessing he has one of them special mot?

#24 karlos1987

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Posted 10 July 2014 - 03:02 PM

Yea. I believe you don't get the log book.back until it's had the mot. Can't remember what exactly it's called though. If you Google what is cat d there will be loads of info on it. But basically the resale sale price is cheaper on cat d cars.

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#25 LGee48

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Posted 10 July 2014 - 03:06 PM

When I use comparison sites, I then go to the insurer direct this can again save between 20 - 50 £ depending on the comparison sites charges. Cut out the middle man :)



#26 GenesisGFX

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Posted 10 July 2014 - 03:28 PM

The problem about comparising sites there is no option to add that the car is cat d

#27 karlos1987

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Posted 10 July 2014 - 03:30 PM

I'm not sure if you need to tell them. Best bet is to get your price then ring them and ask if you have to declare it's a cat d.

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#28 jeebowhite

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Posted 10 July 2014 - 03:55 PM

Been away today lol

 

So, for Bell, they are alright, they are basic and cheap which is all good as long as you dont need to make a claim, but to be fair, I was with admiral for 4 years and never had an issue.

 

As for insuring a CAT D they dont care, just do the quote pay the bill and then phone them after.

 

Their systems will flag any CAT cars anyway, as the marker is placed on the vehicle database. These guys use the same Database as the likes of the "check your cars not written off or stolen" branches so they will know.

 

To get the car on the road you need two things:

 

1) A standard MOT certificate

2) a VIC check from VOSA. This is just the Vehicle Identity Check which ensures that the car is not a clone.



#29 karlos1987

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Posted 10 July 2014 - 04:25 PM

Oh. Sorry my bad. O thought the Vic was to make sure it's been repaired properly.

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#30 jeebowhite

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Posted 10 July 2014 - 04:33 PM

nah VIC is purely to check its not a stolen reused reabused and rebadged motor. The MOT ensures that its roadworthy as per the standard checks, but the only way to check it has been fixed back to an entirely safe and suitable manner is to get the car an examination - or a Vehicle Inspection as its otherwise known.

 

These can be bought for about £150 onwards depending on the level of confidence you want to have in the car.£350 was the cheapest price I found for an all out inspection, they pretty much removed every bolt and ensured there was no damage to the thread on every one of them :P



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