Jump to content


Show
Photo

K & N Filters.


  • Please log in to reply
14 replies to this topic

#1 George. 1991

George. 1991

    Feet Under The Table

  • Budding Enthusiast
  • PipPipPipPip
  • 105 posts
  • Name: George
  • Ford Model: FOCUS LX Hatchback 1.4L Petrol.
  • Year: 2006
  • Location: Derbyshire

Posted 18 July 2014 - 03:40 PM

Hello all...

 

Been reading about K & N Filters from one of my Top Gear's monthly magazine and read more about it on the internet about a month or so ago and want to be keen on buying one for my car...

 

Can anyone find out for me if I need to contact my car insurance about fitting one...? I'm guessing more likely I that they'll say that I'll be modifying my vehicle...!?

 

Thanks...



Have something to contribute?

Sign in or register to start a topic...

Sign up to FOC Premium Membership To Remove These Ads

#2 jeebowhite

jeebowhite

    Resident Loon

  • Super Mod
  • 16,175 posts
  • Name: James
  • Ford Model: Sea Grey Mondeo MKIV 1.8TDCi 140ps Zetec
  • Year: 2007
  • Location: Kent
Contributor

Posted 18 July 2014 - 04:06 PM

yes

 

You should contact them as they have it as a specific modification on the possible lists.



#3 George. 1991

George. 1991

    Feet Under The Table

  • Budding Enthusiast
  • PipPipPipPip
  • 105 posts
  • Name: George
  • Ford Model: FOCUS LX Hatchback 1.4L Petrol.
  • Year: 2006
  • Location: Derbyshire

Posted 18 July 2014 - 04:09 PM

Okay. Thanks for the info James. :)



#4 jeebowhite

jeebowhite

    Resident Loon

  • Super Mod
  • 16,175 posts
  • Name: James
  • Ford Model: Sea Grey Mondeo MKIV 1.8TDCi 140ps Zetec
  • Year: 2007
  • Location: Kent
Contributor

Posted 18 July 2014 - 09:33 PM

No problem at all
:-)

Sent from my MY SAGA C2 using Ford OC mobile app

#5 DAN@ADRIAN FLUX

DAN@ADRIAN FLUX

    AUTHORISED TRADER

  • Authorised Trader
  • 55 posts
  • Name: Daniel
  • Ford Model: Fiesta
  • Year: 2011
  • Location: Norfolk

Posted 19 July 2014 - 10:23 AM

Hello all...

 

Been reading about K & N Filters from one of my Top Gear's monthly magazine and read more about it on the internet about a month or so ago and want to be keen on buying one for my car...

 

Can anyone find out for me if I need to contact my car insurance about fitting one...? I'm guessing more likely I that they'll say that I'll be modifying my vehicle...!?

 

Thanks...

Hi,

Yes you will need to notify your insurer if you fit this. If you have any issue with your insurance though please feel free to prop me a line.

Regards,

Dan.



#6 FOCA

FOCA

    Feet on the table

  • True Ford Enthusiast
  • PipPipPipPipPip
  • 2,716 posts
  • Name: FOCA
  • Ford Model: Mondeo Mk3 Sleeper 194 flb.p.t.
  • Year: Non
  • Location: Scotland
Contributor

Posted 19 July 2014 - 05:15 PM

A long lime ago i believe K&N used to claim changing the air filter element (a panel filter) did not affect your insurance because it was a  replaceable/ consumable part - there may still be references to this online/ on other forums



#7 Philf1

Philf1

    Ford until I die!

  • FOC Supporters
  • 1,550 posts
  • Name: Phil
  • Ford Model: Fiesta ST2
  • Year: 2014
  • Location: Yorkshire
Contributor

Posted 19 July 2014 - 09:21 PM

I seriously cannot believe changing your air filter has to be declared to insurance it's not line it's a full induction kit and makes very little difference despite what we all think


Sent from my iPhone using Ford OC mobile app

#8 BeccaaCat

BeccaaCat

    Serial Poster

  • Budding Enthusiast
  • PipPipPipPip
  • 469 posts
  • Name: Rebecca
  • Ford Model: Mountune Fiesta Zetec S
  • Year: 2009
  • Location: Berkshire

Posted 19 July 2014 - 10:49 PM

I seriously cannot believe changing your air filter has to be declared to insurance it's not line it's a full induction kit and makes very little difference despite what we all think


Sent from my iPhone using Ford OC mobile app


If you put LED bulbs in quite a few insurance companies ask you to declare it as 'sports lighting' :lol:
That is taking things too far.

Sent from my SM-G900F using Ford OC mobile app

#9 George. 1991

George. 1991

    Feet Under The Table

  • Budding Enthusiast
  • PipPipPipPip
  • 105 posts
  • Name: George
  • Ford Model: FOCUS LX Hatchback 1.4L Petrol.
  • Year: 2006
  • Location: Derbyshire

Posted 20 July 2014 - 10:00 AM

A long lime ago i believe K&N used to claim changing the air filter element (a panel filter) did not affect your insurance because it was a  replaceable/ consumable part - there may still be references to this online/ on other forums

 

I'll try and find some info on the K&N Web site or what's best to read up about it if I don't have to tell my insurance company...?



#10 jeebowhite

jeebowhite

    Resident Loon

  • Super Mod
  • 16,175 posts
  • Name: James
  • Ford Model: Sea Grey Mondeo MKIV 1.8TDCi 140ps Zetec
  • Year: 2007
  • Location: Kent
Contributor

Posted 20 July 2014 - 12:20 PM

I have to declare sports lighting when I had the extra footwell lighting, now I have to declare led lights with Adrian Flux, but the uprated air intake can improve bhp ratings, as such this is why you need to inform the insurer

Sent from my MY SAGA C2 using Ford OC mobile app

#11 JC600

JC600

    Feet Under The Table

  • FOC Supporters
  • 264 posts
  • Name: Jamie
  • Ford Model: Escort 1982 & Focus 2010
  • Year: Non
  • Location: Durham

Posted 20 July 2014 - 09:10 PM

If it's sold as a replacement filter, then that's what it is a 'replacement' filter. It doesn't affect warranty either.

Induction kits are different, and should be declared.

I notified Adrian Flux about replacement filters on other vehicles I've owned, and they weren't bothered.

Sent from under the bonnet

#12 theduke

theduke

    Hairy Member

  • Budding Enthusiast
  • PipPipPipPip
  • 289 posts
  • Name: James
  • Ford Model: Focus Mk 2.5 Zetec
  • Year: 2009
  • Location: RhonddaCynonTaff

Posted 25 July 2014 - 08:34 PM

Ive declared mine didnt cost me anything either, probably wouldnt bother if it cost though...do i have to declare uprated spark plugs too? I agree with the replacement part argument tbh

Sent from my GT-S6810P using Ford OC mobile app

#13 Jay87

Jay87

    Settling In Well

  • Budding Enthusiast
  • PipPipPip
  • 42 posts
  • Name: Jamie
  • Ford Model: Focus 1.8 TDCI Zetec (Climate)
  • Year: 2005
  • Location: West Midlands

Posted 26 July 2014 - 07:56 PM

As everybody else has said you should let them know, I declared a re-map and tints recently, they didn't effect my premium at all. I was with octagon before and they do not like mods and hardly cover any. You might find some information on your insurers website also.

#14 jeebowhite

jeebowhite

    Resident Loon

  • Super Mod
  • 16,175 posts
  • Name: James
  • Ford Model: Sea Grey Mondeo MKIV 1.8TDCi 140ps Zetec
  • Year: 2007
  • Location: Kent
Contributor

Posted 28 July 2014 - 01:21 PM

Spark plugs oddly wouldnt be seen as an upgrade particularly, or at least not one to impact the power of the car, the K&N Argument has always had me baffled, but this is the insurance world we play in!

 

Im surprised you managed to get a remap at no cost on insurance though, I asked AF recently what would happen if I got a tuning box, that would cost me £250!!!



#15 Jay87

Jay87

    Settling In Well

  • Budding Enthusiast
  • PipPipPip
  • 42 posts
  • Name: Jamie
  • Ford Model: Focus 1.8 TDCI Zetec (Climate)
  • Year: 2005
  • Location: West Midlands

Posted 28 July 2014 - 09:42 PM

Spark plugs oddly wouldnt be seen as an upgrade particularly, or at least not one to impact the power of the car, the K&N Argument has always had me baffled, but this is the insurance world we play in!
 
Im surprised you managed to get a remap at no cost on insurance though, I asked AF recently what would happen if I got a tuning box, that would cost me £250!!!


Yeah me too, had to pay a little extra when added facelift spoiler, which was strange, but no charge for the tail lights!

Have something to contribute?

Sign in or register to start a topic...


Not what you're looking for?

Register now, we have a huge community of enthusiasts to answer any questions you might have



1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users