SeanW Posted November 27, 2015 Share Posted November 27, 2015 What do you do for a living? Quote Link to comment Share on other sites More sharing options...
Jacka8952 Posted November 27, 2015 Share Posted November 27, 2015 Still paying £2400 for my 1.8 even tho I'm 19 now and been driving a year :D 1 Quote Link to comment Share on other sites More sharing options...
GMX Posted November 27, 2015 Share Posted November 27, 2015 What do you do for a living? Commercial Director in the engineering sector Quote Link to comment Share on other sites More sharing options...
Ianb Posted November 27, 2015 Share Posted November 27, 2015 Commercial Director in the engineering sector Hmmm, being a Company Director hasn't appeared to lower mine all that much, unless of course it is simply just the area... Quote Link to comment Share on other sites More sharing options...
GMX Posted November 27, 2015 Share Posted November 27, 2015 Oh, in that case, perhaps my insurer favours Dorset, because their HQ is literally 8 miles away in Bournemouth. Lower local premiums for local residents 3 Quote Link to comment Share on other sites More sharing options...
b1g_dav3 Posted November 30, 2015 Share Posted November 30, 2015 £4.65 refund from my insurance for fitting a Mountune MP215 kit. Bargain. Quote Link to comment Share on other sites More sharing options...
Philf1 Posted November 30, 2015 Share Posted November 30, 2015 ?????? How the hell do they work that out? Sent from my iPhone using Ford OC mobile app Quote Link to comment Share on other sites More sharing options...
MarksST Posted November 30, 2015 Share Posted November 30, 2015 Did you or they put it down as a ST3 215 upgrade? If they did the claim stats for this model might be less than the standard car and so lower they premium. 1 Quote Link to comment Share on other sites More sharing options...
b1g_dav3 Posted December 1, 2015 Share Posted December 1, 2015 Did you or they put it down as a ST3 215 upgrade? If they did the claim stats for this model might be less than the standard car and so lower they premium. That's exactly it, they put it as the upgraded model. Means my kit now only cost £691.35. Such a discount :P 1 Quote Link to comment Share on other sites More sharing options...
Pelmenis Posted December 28, 2015 Share Posted December 28, 2015 Age: 20 Car: 2000 Ford Escort 1.4 Insurance: Third party only. €1285 / £948 Quote Link to comment Share on other sites More sharing options...
arob.sco Posted January 10, 2016 Share Posted January 10, 2016 Age: 28 Job on insurance: business analyst in financial services Car: sept 2015 fiesta titanium 125 on lease Insurance: £550 elephant fully comp first time insurance but passed over 10 years ago Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
jack1997 Posted February 24, 2016 Share Posted February 24, 2016 ford focus 1.6 tdci mk 2 facelift 18 years old elephant £2100 without black box Quote Link to comment Share on other sites More sharing options...
chemfusion Posted February 24, 2016 Share Posted February 24, 2016 23 '04 Fusion 2 1.4 TDCi £281.54 Quote Link to comment Share on other sites More sharing options...
Ianb Posted February 25, 2016 Share Posted February 25, 2016 ford focus 1.6 tdci mk 2 facelift 18 years old elephant £2100 without black box That's insane!!! 1.6 tdci is punchy to some extent but not that much! Must be close to the value of the car!!! 1 Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted February 25, 2016 Share Posted February 25, 2016 It's a Style as well so presumably 90bhp and not even attractive the thieves! There is a good trick with Elephant though, add some named drivers, preferably older females, (Mum, Nan, Aunt) and that usually brings the premium down significantly. 1 Quote Link to comment Share on other sites More sharing options...
jack1997 Posted February 25, 2016 Share Posted February 25, 2016 13 hours ago, Ianb said: That's insane!!! 1.6 tdci is punchy to some extent but not that much! Must be close to the value of the car!!! 10 hours ago, TomsFocus said: It's a Style as well so presumably 90bhp and not even attractive the thieves! There is a good trick with Elephant though, add some named drivers, preferably older females, (Mum, Nan, Aunt) and that usually brings the premium down significantly. the insurance is with my mum as second driver lol (14 year licence). but this is pretty much as cheap as it gets, i live in a high risk area of london too. if i wanted insurance with black box its about 1200 quid, but i figured it isnt worth it. black boxes are a huge headache. Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted February 26, 2016 Share Posted February 26, 2016 London? I thought you lived in Syria with a quote like that... Think I'd have gone with a black box for that kind of saving myself. 1 Quote Link to comment Share on other sites More sharing options...
BradleyC Posted March 2, 2016 Share Posted March 2, 2016 Age: 21 Vehicle: 2008 Ford focus 1.8TDCI titanium Insurance £627.98 .. I guess those 98pence make all the difference in a directors bonus or not! I can get an 13plate ST-2 fiesta for 800quid though :( Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted March 3, 2016 Share Posted March 3, 2016 That's what's annoying me about insurance tbh, I can get a newer, faster car for a lower premium! Currently waiting for my renewal quote (due at end of March so should be here soon!). As I've had a lot of trouble even getting quotes, let alone sensible ones. Looks like it won't be under £500 this year, the remap alone seems to add about £100 - definitely not worth it! Oh, I'm an old man (24) with 7NCB in an A rated post code, parked in a private car park btw... Quote Link to comment Share on other sites More sharing options...
Philf1 Posted March 3, 2016 Share Posted March 3, 2016 Older cars = higher risk as they are less safe in a crash See my parts for sale on thread "philf1s Spirit Blue Fiesta ST180 parts for sale" 1 Quote Link to comment Share on other sites More sharing options...
Ianb Posted March 4, 2016 Share Posted March 4, 2016 Older cars = higher risk as they are less safe in a crash See my parts for sale on thread "philf1s Spirit Blue Fiesta ST180 parts for sale" I'd have thought it'd balance out though... Less safe, but slower, so less likely to be pushing further boundaries... Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted March 4, 2016 Share Posted March 4, 2016 Surely a Mk2.5 Focus is safer than a Mk7.5 Fiesta? Looks a lot more substantial and you've got more to crumple front and rear before encroaching on passenger space, plus it seems to be filled with heavy airbags everywhere. Would also think it costs more to repair a newer car if I crashed? Can go to any scrap yard and find old Focii these days, not many Fiesta's have made it there yet. I genuinely think they make up a number for insurance lol. Quote Link to comment Share on other sites More sharing options...
Philf1 Posted March 4, 2016 Share Posted March 4, 2016 Insurance companies don't use scrap yards though so parts are probably harder to get hold of as cars age. I'm no expert here whatever they charge it's a mystery to me how it works probably just a random number generator off Google See my parts for sale on thread "philf1s Spirit Blue Fiesta ST180 parts for sale" 1 Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted March 5, 2016 Share Posted March 5, 2016 You're probably right! Just had my renewal, random number this year is £471. Getting old isn't all it's cracked up to be! 1 Quote Link to comment Share on other sites More sharing options...
New to this Posted March 28, 2016 Share Posted March 28, 2016 Age:30 Ford focus st 170 Only been driving a year so 1 year ncb I'm with aviva for £1130 fully comp. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.