Turvey Posted August 27, 2016 Share Posted August 27, 2016 Next Thursday we're picking up a new to us second car. Now, this is the first time we've been in the position to have 2 cars and we're not sure what the best thing to do regarding insurance. Do you insure the second car on it's own or do you go back to the original insurer and add another car to it? Or any other method of doing it? Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted August 27, 2016 Share Posted August 27, 2016 You'd usually insure the 2nd car on it's own, unless its a multicar policy or only a temporary car you can't add it to existing insurance. However you can't use NCB more than once. BUT some companies will 'mirror' your NCB so you effectively still get the discount. Quote Link to comment Share on other sites More sharing options...
Turvey Posted August 27, 2016 Author Share Posted August 27, 2016 Cheers Tom..........again! Currently the Focus is in my name with Mrs Turvey as a named driver, I'll keep it like that, I assume I can just do the same with the new car as well? Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted August 27, 2016 Share Posted August 27, 2016 Think I just happen to be the only one on here atm! Yes you can do exactly the same with the new car, as long as you will still be the main driver of both, if Mrs Turvey will be driving the new car more than you then she should really be the main driver and you named, but I'm sure you already knew that lol. Quote Link to comment Share on other sites More sharing options...
GMX Posted August 27, 2016 Share Posted August 27, 2016 It depends on your insurer but with LV I found it cheaper to have two separate policies, one with the actual NCB on the Mk2 and the mirrored one on the Mk1: than a multi-car policy with both Foci on it. But then again I don't multiple named drivers for each Focus, Quote Link to comment Share on other sites More sharing options...
Joss max Posted August 28, 2016 Share Posted August 28, 2016 I usual use ins co Elephant. I have found that they award NCB to second named drivers which is brill. Also a very good company Give them a try as it matters not who is the main driver as both get the same NCD http://www.elephant.co.uk/?&media=adeie&cm_mmc=Google-_-PPC-_-CarInsurance-_-ElephantBrand&gclid=CO2CgJ7n484CFcMp0wod0sQMug 1 Quote Link to comment Share on other sites More sharing options...
jeebowhite Posted August 28, 2016 Share Posted August 28, 2016 Elephant, bell and diamond are all part of the same group so the conditions may be the same e as joss mentioned above Sent from my D6603 using Tapatalk 1 Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted August 29, 2016 Share Posted August 29, 2016 Hi, If you need any help with insurance at all then please feel free to drop me a line. Regards, Dan. Quote Link to comment Share on other sites More sharing options...
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