yt4eva Posted January 27, 2017 Share Posted January 27, 2017 Hello, I have ordered a High flow induction hose from mountune, would I have to declare this to my insurers or not bother? Thanks, Coran Quote Link to comment Share on other sites More sharing options...
RobR Posted January 27, 2017 Share Posted January 27, 2017 Always best to declare everything mate Quote Link to comment Share on other sites More sharing options...
yt4eva Posted January 27, 2017 Author Share Posted January 27, 2017 37 minutes ago, RobR said: Always best to declare everything mate Okay cheers mate. Can't wait to find out how much they are going to put on top! Quote Link to comment Share on other sites More sharing options...
RobR Posted January 27, 2017 Share Posted January 27, 2017 2 minutes ago, yt4eva said: Okay cheers mate. Can't wait to find out how much they are going to put on top! Always check with the insurers before buying a mod in future, they might not let you do it depending on the insurers, and others will put it up thousands! Daylight robbery. Quote Link to comment Share on other sites More sharing options...
alexp999 Posted January 27, 2017 Share Posted January 27, 2017 Yes need to declare all modifications. I declared mine, no change to premium. Quote Link to comment Share on other sites More sharing options...
yt4eva Posted January 27, 2017 Author Share Posted January 27, 2017 13 minutes ago, alexp999 said: Yes need to declare all modifications. I declared mine, no change to premium. What did you describe it as? Tried ringing them up but the guy could not find the part to put it down as no matter what I said! Thanks Quote Link to comment Share on other sites More sharing options...
alexp999 Posted January 27, 2017 Share Posted January 27, 2017 I just said it was a section of pipe which goes between the air filter and turbo, mainly cosmetic, but can't be seen with bonnet shut. They went to underwriters and said no change to premium. It appeared on my renewal as "Other". Quote Link to comment Share on other sites More sharing options...
yt4eva Posted January 27, 2017 Author Share Posted January 27, 2017 7 minutes ago, alexp999 said: I just said it was a section of pipe which goes between the air filter and turbo, mainly cosmetic, but can't be seen with bonnet shut. They went to underwriters and said no change to premium. It appeared on my renewal as "Other". Thanks I will give it a go! Quote Link to comment Share on other sites More sharing options...
isetta Posted January 27, 2017 Share Posted January 27, 2017 I have worked for many insurance companies so I can confirm (what most people think) that there are a lot of stupid people at many insurance companies. some insurers will just assume that if you want to make any alteration to your car at all then you must be some oik boy racer type who is not the type of customer they want. Quote Link to comment Share on other sites More sharing options...
RobR Posted January 27, 2017 Share Posted January 27, 2017 2 hours ago, alexp999 said: Yes need to declare all modifications. I declared mine, no change to premium. As a matter of interest alex can I ask who your with? Looking to change mine as they frown upon mods Quote Link to comment Share on other sites More sharing options...
alexp999 Posted January 27, 2017 Share Posted January 27, 2017 5 minutes ago, RobR said: As a matter of interest alex can I ask who your with? Looking to change mine as they frown upon mods Aviva. Quote Link to comment Share on other sites More sharing options...
karl46 Posted January 27, 2017 Share Posted January 27, 2017 May not charge you for the mod but will still want their admin charge to alter the poicy. Quote Link to comment Share on other sites More sharing options...
alexp999 Posted January 27, 2017 Share Posted January 27, 2017 3 minutes ago, karl46 said: May not charge you for the mod but will still want their admin charge to alter the poicy. I never get charged, but then always do it via live chat. Quote Link to comment Share on other sites More sharing options...
yt4eva Posted January 27, 2017 Author Share Posted January 27, 2017 I'm with Hastings, the guy on the phone said no charge as its not a modification? He has said a note has been put on my account though to say Induction hose added. Does this sound right? Quote Link to comment Share on other sites More sharing options...
alexp999 Posted January 27, 2017 Share Posted January 27, 2017 Yes sounds fine as long as they have made a note. Some insurers are only bothered if it affects the performance of the vehicle or is a major cosmetic change. Quote Link to comment Share on other sites More sharing options...
yt4eva Posted January 27, 2017 Author Share Posted January 27, 2017 7 minutes ago, alexp999 said: Yes sounds fine as long as they have made a note. Some insurers are only bothered if it affects the performance of the vehicle or is a major cosmetic change. Ah gotcha thank you :) Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted January 31, 2017 Share Posted January 31, 2017 We would always recommend informing your insurer of any and all changes you make to your vehicle. If you need help regarding modified insurance we have access to several specialist schemes that allow you to add unlimited 'cosmetic' (ie. does not directly affect the bhp) mods for free. Kind Regards Dan 1 Quote Link to comment Share on other sites More sharing options...
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