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Cha95

Can I get away with saying that its an ST instead of an ST-3?

5 posts in this topic

Like the title says, may seem stupid but looking at insurance and insuring an ST-3 is substantially more than a standard ST but my question is if I just say that it is an ST, would I get away with that or would it void my insurance as a whole? Right now, I can get an ST insured for under £900 but an ST-3 is closer and sometimes exceeding £1000...anyway round this so I'm not getting shafted? 

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Surely it pulls it from the reg?

If you try and lie saving £100 now, you could end up massively out of pocket if you find they don't pay out.

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21 hours ago, alexp999 said:

Surely it pulls it from the reg?

If you try and lie saving £100 now, you could end up massively out of pocket if you find they don't pay out.

It's fine, managed to pull it down from £1000+ to £899 just by using a different email address on confused.com...when there's a will, there's a way :biggrin:

 

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ST3 cost more because all the extras are fitted as standard so casts more to repair or replace if your in an accident

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Strange use of the wording "can I get away with..." which suggests the original poster was fully aware that he was being economical with the facts in order to pay less.  Insurance is based on value and risk, so just be honest and up front rather than learn the hard way that your insurer won't pay out because the 'facts' you have presented are not actually factual. Insurance companies will do their utmost to avoid paying out if they can. 

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