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car insurance on a ford fiesta zetec s


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#1 lad4183

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Posted 28 January 2010 - 09:16 PM

hey, i really wont to buy myself a ford fiesta zetec s for my first car but the only problem is the car insurance. i am 17. does anyone know how i can get cheap car insurance from because i really wont that car.
cheers
chris

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#2 Jonny87

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Posted 28 January 2010 - 09:51 PM

If the insurance is a problem, how the hell are you going to afford the car?

#3 Focus_ST-3

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Posted 28 January 2010 - 10:56 PM

hey, i really wont to buy myself a ford fiesta zetec s for my first car but the only problem is the car insurance. i am 17. does anyone know how i can get cheap car insurance from because i really wont that car.
cheers
chris


dont think you will get insured on a zetec s petrol. A titanium or zetec s diesel may be cheaper.

#4 Mark M.K

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Posted 28 January 2010 - 11:56 PM

Right....

I ran a quote by comparethemarket.com and put in i was 17 and wanted a 1.6 petrol ZS. Heres the results:

Chespest:

Deposit: £1,185.74
Instalments:
(9 x £450.60)
Total: £5,241.14

Single payment: £4,723.11

Most expensive:

Deposit: £1,553.24
Instalments:
(9 x £1109.55)
Total: £11,539.19

Single payment: £10,171.58


:o :o :o :o You will need VERY deep pockets....

#5 Matt.ZS

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Posted 29 January 2010 - 12:27 AM

hey, i really wont to buy myself a ford fiesta zetec s for my first car but the only problem is the car insurance. i am 17. does anyone know how i can get cheap car insurance from because i really wont that car.
cheers
chris

sorry to burst your bubble but its very unlikely your going to find an insurer thats going to quote something that seems reasonable, try ringing direct line, quinn direct or admiral when i was in your position i found these to be the better ends of the quote ladder but then it depends on your other criteria, IMO stay away from comparison sites

#6 AndrewL

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Posted 29 January 2010 - 12:33 AM

Yeah, car insurance for a 17 year old male is ludicrously expensive, especially if you're buying anything new or fast or chavvy. I agree with Matt about Quinn Direct being good for young drivers, as well as Endsleigh (good for newer cars). Is it actually a mk7 ZS that you wanted?

#7 Gazjs

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Posted 29 January 2010 - 11:36 AM

TBH we all want fast and sporty cars when we are 17 and just passed out test. Truth is it wont happen unless you are mega rich. Best to start off with a small basic car, build up a few years no claims and move on from there. When i passed at 17 i coudnt afford insurance AND a car, so the money i had saved for a car i used to insure myself on my mums car. A year down the line i bought myself my current car and insured it via Admiral for 1225. Just had my renewal quote in now and its dropped to a very respectable 825!. Start of small and work you're way up.

#8 ChrisZetecS

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Posted 29 January 2010 - 01:19 PM

My insurance when I was 17 was a little over 1000 a year, on a Mini One which was group 6, same insurance group as the Fiesta Zetec S petrol, which costs me just over 700 a year to insure, and I'm 20 now with 1 years no claims :)

#9 paulworthing

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Posted 29 January 2010 - 01:20 PM

Or start off with a 3dr 1.25 Zetec and as you can afford it add the ZS parts?

#10 Focus_ST-3

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Posted 29 January 2010 - 01:25 PM

Or start off with a 3dr 1.25 Zetec and as you can afford it add the ZS parts?


Probably more expensive to do it that way as I found out when I was 17.

#11 KeithC

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Posted 29 January 2010 - 01:28 PM

He he, back in the days I wa a whipper snapper, my first car was a MKII 1.6 Escort Ghia, 300 to insure.

#12 Chris Ecc

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Posted 29 January 2010 - 02:58 PM

Put yourself as main driver and you parents as named drivers because that brings the price down, I pay 700 a year and im 19 with no no-claims

#13 paulworthing

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Posted 29 January 2010 - 03:37 PM

Or alternatively accept that you can't have a warm hatch as your first car and buy something more suitable for a new driver and then change it once you have got past 21, when the premiums drop anyway, and you have built up a decent NCD

#14 Maffoo

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Posted 29 January 2010 - 05:01 PM

As much as it kills me, I'm actually waiting until I'm 21 to start driving my ZS (diesel) because the insurance was 400 cheaper for the sake of a few months.

I'm now going to be paying just over a grand per year, that's with 2 years experience but no NCB (I was a named driver but didn't earn any NCB :()

#15 steven mcbride

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Posted 29 January 2010 - 05:09 PM

im 19 with 1 years ncb with elephant i pay 700 anually, thats with business as an extra aswell, it works out at about 900 by paying monthly though, 70 a month

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