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car insurance on a ford fiesta zetec s


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#16 JohnnyZetec

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Posted 15 December 2012 - 07:29 AM

Hey
The insurance isn't too bad on a zetec s petrol if you go with the right people
I'm 19 and passed my test 6months ago
I'm paying 1700 fully comp bearing in mind I've got no no claims and only recently passed my test which is a fair price
I had a corsa b r reg and was paying 2500 third party
Try aviva see what they quote you
But personally if insurance is the problem
How will you pay for the car?

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#17 1989jeffrey1989

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Posted 15 December 2012 - 12:01 PM

Hey
The insurance isn't too bad on a zetec s petrol if you go with the right people
I'm 19 and passed my test 6months ago
I'm paying 1700 fully comp bearing in mind I've got no no claims and only recently passed my test which is a fair price
I had a corsa b r reg and was paying 2500 third party
Try aviva see what they quote you
But personally if insurance is the problem
How will you pay for the car?

really? I paid 1900 for a 1.25 zetec but only just started driving 2 months prior to buying the car. Been quoted 1100 for my next quote which aint bad.

#18 b1g_dav3

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Posted 15 December 2012 - 12:18 PM

I paid £540 for an 800CC Daewoo Matiz when I was 17, oh yeah cruising in style. Then at 19 got a Chevrolet one for 450 a year, then now on a ZS diesel for £900 a year. Good times. All fully comp.

#19 minnis

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Posted 15 December 2012 - 01:17 PM

As much as it kills me, I'm actually waiting until I'm 21 to start driving my ZS (diesel) because the insurance was £400 cheaper for the sake of a few months.

I'm now going to be paying just over a grand per year, that's with 2 years experience but no NCB (I was a named driver but didn't earn any NCB Posted Image)


I did exactly the same. However, in the three months or so before my birthday, my dad got insured on my car. He then called his insurers and asked for me to be put on as a temporary driver. I was allowed up to 90 days as a temp driver. I also made sure that I said that I would be the main driver, not my dad, to avoid fronting. This was with direct line. Total cost was 600 for my dad and 90 days of me, and we got a bit back when we cancelled the policy on my birthday.

#20 Marcr1

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Posted 15 December 2012 - 02:28 PM

My first car which I bought before I passed my test a 1.25 fiesta style (2007) from new was 1300 a year at 17. My S1600 at 22 costs 900 a year. But it's due for renewal soon

#21 Britishhawk

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Posted 15 December 2012 - 02:34 PM

At 20, been driving for 3 years, 2 years no claims. £735 Fully comp. Admiral is the place to be.

#22 minnis

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Posted 15 December 2012 - 05:38 PM

Also TS, depending on how much you want the car and how much money you have, but you can probably get insurance for much cheaper than you would a ZS. For example, my gf has her test booked, and i'm looking out for cars for her. The cheapest cars to insure I found are a peugeot 206 1.1. Avoid any special edition models, as these'll bump up the price a bit. Also, I found that a fiat panda was cheaper even still (but I wouldn't let my gf drive one of those!). Ideally, you want something cheap and in a low insurance group, but a car that you never see young people driving. For example, a Corsa may be insurance group 1, but because so many young people buy them and crash them, statistically they are more likely to be involved in an accident, hence a higher price. Same goes with Fiestas. Peugeot 206s are quite popular with young female drivers, who are statistically less likely to be involved in a crash - I very rarely see young males driving 206s.

Another route to go down is a classic car - for example a 1960s VW beetle. Because most classic car owners cherish them, they will drive REALLY carefully. Hence fewer accidents, so cheaper premiums. Some places will do special classic car insurance.


Also, one last note. Do NOT, what ever you do, go onto a price comparison site and enter your details for every single car, tweaking it to try and get the best quote. Make sure you create a fake e-mail address, use a fake name etc. Keep all details e.g age the same. Use an address near yours, but not the same one. Unfortunately, I used all my correct details when I did this, and they must have cottoned on - when I intially searched for cars I was getting much cheaper quotes than I ended up with. For example, when searching for my focus, I entered the number plate onto a P/C website and got a quote of £1800, which my parents agreed to pay for me. Started tweaking details, and cars, and suddenly I was unable to get my original quote again - most insurers changed to "Cannot quote due to driver's details", and those that would quoted in excess of £3000. I was lucky that Tesco quoted me £2250. There were one or two others around the £2500 mark. The only thing that had changed was that I was messing about on the websites a lot. Speaking to the car salesman, he said that he's heard of that happening quite a lot.

Just thought I'd better give you a heads up so you don't get caught out like me.

#23 Marcr1

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Posted 15 December 2012 - 10:35 PM

^ that happened to me. I was getting nice cheap quotes. Kept messing around and the price went up and up :P I just spoke to the company I found it cheapest with directly and they honoured it

#24 b1g_dav3

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Posted 15 December 2012 - 11:03 PM

Classic Insurance is where it's at! 1997 Mini Cooper with supercharger, full exhaust system, lowered and disks all round; £450 a year :P

#25 Marcr1

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Posted 15 December 2012 - 11:11 PM

Anyone wanna buy my car?? :D

#26 Marcr1

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Posted 15 December 2012 - 11:13 PM

A friend of mine actually put a civic type R engine in a mini, stripped it out. Put a roll cage in with full induction & decat exhaust. The works!

I have never ever seen anything accelerate so quickly. It's unreal. It ate Skylines for breakfast over the shorter distances

#27 b1g_dav3

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Posted 15 December 2012 - 11:43 PM

I have a shell and frame waiting for a type R engine to be stripped out at work :P that's next summer's plan.

#28 minnis

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Posted 15 December 2012 - 11:56 PM

Yeah, classic car insurance is by far the cheapest, if you can get around the fact that they'll have no gadgets, will most probably drink petrol quickly and be incredibly unsafe in a crash. Its up to you, but its certainly worth considering.

#29 Marcr1

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Posted 16 December 2012 - 12:07 AM

Or you get a modern safe car and let the insurance company put a tracker in :P I honestly couldn't think of anything worse in my personal opinion. Would anyone be willing to do so for cheaper insurance?

#30 b1g_dav3

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Posted 16 December 2012 - 12:09 AM

I wouldn't >.< damn worst idea ever.

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