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Steve

Member Since 03 Sep 2004
Offline Last Active Apr 24 2015 10:53 AM
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Posts I've Made

In Topic: Gap Insurance

24 April 2015 - 10:24 AM

are you sure they will replace it without any cost? I would research that cover totally.

 

Gap you can cover most cars any time so even on year 5. 

 

I use Frank Pickles as they very good Gap insurance.


In Topic: Ford Fair 2015 - Get Your Tickets Here!

13 April 2015 - 12:57 PM

Ok guys.. Lets not make this in to a big matter.

 

If Laura does not wish to take the risk then thats fair enough. But we cannot start making fun of her please.


In Topic: Ford Fair Insurance Again Urgent Needs Answering By Organisers Asap

01 April 2015 - 08:48 AM

you can only claim from the PLI if the damaged is caused by equipment of the club, or you get injured by a flag pole or gazeebo.

 

PLI does not cover you for 

 

  • Someone scratching your car unless it was scratched by club equipment. Basically if someone walked past your car and scratched it then you need to take it out with the person who scratched the car.
  • Theft from the vehicle (though your own negligence)
  • Acts of god (hurricane, massive hail storms etc.)
  • Someone dents your car with their car (your motor insurance covers this)
  • Driving to the pitch

What it will cover is

 

  • Club equipment damaging your vehicle
  • Any injuries caused by the club directly.
  • Death caused by the club directly
  • Theft of vehicle (only if we ask you to show your car officially on a show stand)

 

Policies are usually tailored to the individual business however as a guide, the insurance covers a business’s legal liability to pay damages to members of the public for death and injury or damage to property or possessions, which has resulted from the business’s activities.

In Topic: Ford Fair Insurance Again Urgent Needs Answering By Organisers Asap

31 March 2015 - 12:17 PM

No.. PLI will not cover that, but i do beleive car insurance will still cover you if you are hit by another insured vehicle.

 

But if you were on our pitch and a gazeebo on our pitch cartwheels in to your car then PLI will cover that and will cover you personally for accidents.

 

if someone backs in to you on the pitch then you claim this from your own car insurance.


In Topic: Ford Fair Insurance

31 March 2015 - 12:09 PM

i think it is still covered if another insured car hits your insured car.

 

But if on private land the land owner or event pitch organisation smashes your car then the PLI is covered.

 

Also PLI will cover for accidents. So lets say something electrical gies wrong and kills someone then this is covered.