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BHeart

Member Since 03 Oct 2010
Offline Last Active Yesterday, 10:05 AM
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Posts I've Made

In Topic: * Fiesta Insurance 'cover' Query?

29 January 2015 - 04:05 PM

Hi Phil

 

Yes, I know what you mean; it does sound crazy to me!

 

I've always thought that the driver, including named drivers, would be fully covered with FULLY comprehensive insurance and I do believe that up until recently, that was the case; at least with Tesco.

 

This 'add-on' was not listed on last Februarys Tesco paperwork so, it's obviously just been introduced as optional cover at an extra cost of £38 which covers the driver (including named drivers) for up to £100,000 no matter who was to blame.

 

I thought their renewal premium was pretty good but, if I add £38 on, it's starts to become very similar to the other quotes that I've recently had online.

 

I'm now left wondering, if you are involved in a non-fault accident where the third party insurers are fully liable and, as the driver, you are injured, how much would you be covered for?

 

I will be calling Tesco to query this newly added option, prior to my renewal on the 11th February.


In Topic: * Fiesta Insurance 'cover' Query?

29 January 2015 - 03:06 PM

I'be just looked at my current insurance paperwork and the option to add 'driver injury cover' was not in the list of 'add-ons' so, they have added it as an option on this years renewal.

The standard cover for driver injury through 'at fault' is £5,000 if you are injured or die and the newly added option increases this cover to around 50,000 (or more - can't remember exact sum - will update when I check it later).


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In Topic: Another Insurance Thread

28 January 2015 - 04:12 PM

Hi Adam

Yes I know if 1st Central!

This was about 2 to 3 years ago and they had only been going for about 2 years at the time.

I got a quote for my daughter and they were the cheapest so we went with them.

They were fine until my daughter changed addresses and they charged her about £110 pounds which was
ridiculous.

When I challenged them about this extortionate charge, they said it was because that postcode area was a higher risk area. I disagreed with them but it was either cancel the policy or pay the £110 which was cheaper than cancelling the policy which had only been running for a couple of months.

I checked with Tesco and Zurich Ins and they said that there would have been no additional charge for the new postcode.

"Over a barrel springs to mind".

I guess being a small company, that's where they make their mark up.

So, there you have it; if it had not been for the address change, we would have had no problems with them.

Hope that helps you make up your mind?


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In Topic: * Fiesta Insurance 'cover' Query?

27 January 2015 - 06:30 PM

So, is personal injury through driver negligence a costed extra?

Also, has this always been the case and, if so, I was never aware of it and I've never seen it highlighted ("driver injury not covered") on any previous renewal paperwork until now?

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In Topic: Intermittent Flat Battery

23 January 2015 - 05:54 AM

Hi, So, what is the issue? Is it a problem which causes the battery to run flat or, a problem with the MFD?

I'm a bit concerned after reading this as I've ordered a new Fiesta Tit X which has the integral camera the optional satnav and the estimated build date is 31st January.

The last thing I want is a known issue on a car that I'm waiting to take delivery of.

Can any members please give more detailed info on this issue.

I would also like to hear from members who have recently taken delivery of a new Fiesta which has satnav or integral camera and, whether or not, they have encountered this issue.




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