It definitely all depends on the insurance company. Im recently went down this same route as you are.
I'm also with Direct Line and they class the Fiesta dress kit as a modification. So time to look elsewhere...... I found two company's that didn't class the kit as a mod. They were Aviva and LV. LV were in paticular very helpful. If you go to their website interactive FAQ and type in modifications it tells you that anything factory fitted is not a mod. I even rang them to clarify this and it was correct.
How old are you? Direct line refused to insure me with the bodykit on the car. Admiral will happily accept the bodykit for just £18 a year extra. (in my case anyway)
I'm very old matey (37)..... lol.
Been reading into this.... it's all down to the insurance company and what they class as a modification. LV's website says they don't class factory fitted as modifications so I will call them tomorrow.
Latest Comments
More