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Member Since 07 Dec 2011
Offline Last Active Nov 25 2015 09:58 PM

#540711 Devices To Decrease Insurance Costs

Posted by DAN@ADRIAN FLUX on 15 November 2015 - 08:27 PM


Just to let you know that we have a number of insurance schemes that offer discounts for a wide range of in-car cameras.



#538587 Tuning Box Vs Remap - Help

Posted by DAN@ADRIAN FLUX on 08 November 2015 - 09:31 PM


If you need any help with insurance at all then please feel free to drop me a line.



#523453 Ford Cortina The Car Of Our Childhood

Posted by DAN@ADRIAN FLUX on 16 September 2015 - 11:33 AM

Loving these stories guys! 


We'll keep an eye out for your friends project at the shows next year then Dales, looks like a great project to keep him busy over the winter months!



#505669 Adrian Flux Price Joke

Posted by DAN@ADRIAN FLUX on 24 July 2015 - 01:58 PM



I did a few comparison quotes and AF came out top each time and I remembered that they offered a 15% discount so duly rang them up. Spoke to  Melissa's who passed me onto Toby who then went through all the questions and an hour into the call came back with a quote that was 15% HIGHER than the online quotes!!!


I queried this with Toby and all he could say was:


the online system does not ask the same questions - bullpoo as it did

I have carried out 20 odd quotes and it takes the highest mileage I've input - bullpoo, I had decreased from 8500miles to 6000miles

I said there could be a remap to increase the mpg but figures would go from 115bhp to 120bhp - he said he'll put in upto 20% taking it to 135bhp as that didn't matter - bullpoo - it must have made a difference


so, after wasting my breath and feeling that AF are misquoting me and mis-selling the policy I decided to stick with my current insurer who said they are willing to take on any bhp increase, all my mods and lowering my suspension unto 50mm and even brought the price down from £328 to £264!!!


Dan@AdrianFlux - shame fella, I really thought you guys could have done me a good deal but I wasted over an hour talking to 3 reps.



Hi Sal_Sheikh,


First of all thanks for the post, feedback is always good and is taken on board.


I have spoken to Toby regarding this particular quotation and whilst I can't go into too much detail on a public forum, I can confirm the following in response to the points you raised:


Whilst the online question set does ask almost all questions, things such as the original and new BHP cannot be entered online and the rate needs to be manually calculated in circumstances where BHP is increased, hence asking you to call in.


When you quote be it online or over the phone, each quotation is stored so if you quote as an example 25,000 miles a year but try and purchase the policy on 3000 miles - there would certainly be a query from the insurer as to why you quoted so high and now need so few.


Regarding the BHP increase, as we are a modified car specialist, our schemes are very flexible with modifications so the difference in BHP from 120 to 135BHP may still be in the same pricing bracket. 


I can only apologise for the way you feel however we certainly aren't misquoting or mis-selling, it is a case of us confirming we have every detail correct prior to you making a purchase (Which is why we ask you to call in rather than buying online)


If you have any further queries then please do send me a PM and I can arrange for us to give you a call to explain if needs be, however it's just a case that once confirming the details over the phone and making the corrections, unfortunately this has resulted in a price increase.

This is obviously not something we like to happen as ultimately we would love to help every client and keep everyone happy, but as we are a broker who works on behalf of over 40 underwriters, this doesn't happen every time.


Kind regards,


#496856 Flexdrive From Adrian Flux Insurance

Posted by DAN@ADRIAN FLUX on 20 June 2015 - 09:00 AM

Hi guys and girls, 
Hope you don’t mind a new thread. Adrian Flux Insurance now offer a new extra benefit which is available to add to a policy called FlexDrive. In short, if you have the ‘Driving other cars’ extension on your policy, which will only give you cover against third party risks, this ‘top-up’ policy will increase the cover to a comprehensive level giving up to £20,000 worth of cover for the car you are driving.
I'm not trying to give it the hard sell here - I just thought with it being unique as far as I know in the market, it was worth talking about. 
It does have some restrictions; you must already have the driving other cars third party only benefit on your policy (this doesn't buy you the extension), the car must be insured, not belong to you, or be registered at your address. It can only be added to an Adrian Flux insurance policy.
The policy is perfect for someone who has friends or relatives who are ‘in to’ their cars like you and I. Using someone else’s car with just third party cover is always a bit awkward, especially if something happens!
It won’t suit everyone I know, but for people like you and I who love their cars, it could be very handy. At £24.99 a year it’s very reasonably priced.

#494169 Insurance Question - Ford Grille Replacement

Posted by DAN@ADRIAN FLUX on 10 June 2015 - 09:36 AM

Sorry to jump on to this thread as I have some questions regarding insurance. I was planning to put a wind deflectors on my car. Does this consider a mods ? Hoping dan@Adrianflux can answer coz I'm insured with them.




You would need to notify us of this, any change you make to the vehicle is worth notifying your insurer of - you would not like to come to claim and have it invalidated due to non-disclosing the modifications.


By all means send me a PM with your policy details and we can check this out for you.


Kind regards 


#489682 What Adrian Flux Discount????

Posted by DAN@ADRIAN FLUX on 26 May 2015 - 05:36 PM

Hi all. I was just renewing my car insurance so thought would give Adrian Flux a call seeing as they advertise on here to be competitive for forum members. They didn't even quote me a price when I told them that I have had a quote from Esure for £196.00! They did tell me that the Esure quote was a great price though lol!


37yrs old

15yrs NCB


2012 Ford Focus Zetec S 1.6 Ecoboost with appearance pack alloys and tints fitted.


Im a little bit gutted though as when I bought the car i got a new online quote for £191 from Esure but as I was 10 months into a policy from my previous car I just changed it over on the phone to avoid losing 10 months NCB. It is puzzling how with an extra years NCB the price has gone up in the 1 month between the two quotes! I know its only a fiver difference but you would have thought with the extra years NCB the price would have gone down slightly not up!




Sorry to hear this.

Unfortunately we do have minimum premiums and it may well have been a case of based on the details provided that as a broker, we didn't have any markets that could offer a quote as low as you had received elsewhere. Obviously we would rather not waste your time by taking the rest of your details to then not compete.


We obviously do thank you for taking the time to give us the opportunity to offer a quote.


Kind regards


#488621 I Really Do Not Understand How They Work It Out???

Posted by DAN@ADRIAN FLUX on 22 May 2015 - 08:39 PM


What you may find is that the newer the vehicle gets the lower the insurance group is compared to a previous comparable model. This is due to factors including advances in car technology and safety features.



#471506 Car Insurance Renewal/best Modified Car Insurers?

Posted by DAN@ADRIAN FLUX on 30 March 2015 - 09:01 PM


Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.



#464301 Warranty And Gap Insurance?

Posted by DAN@ADRIAN FLUX on 11 March 2015 - 06:55 PM


Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance however we feel it can offer a cost effective alternative.

If you'd like any further then please feel free to drop me a line.



#454193 Something For The Ford Enthusiast...

Posted by DAN@ADRIAN FLUX on 13 February 2015 - 03:04 PM

Hi guys,
We’ve put together this intriguing insight into the historic Ford factory in Dagenham, check this link out and watch the Dagenham Dreams video!
Let us know what you think!

Kind regards,


#449318 Insurance...-.- Biggest Scam Going. Any Tips?

Posted by DAN@ADRIAN FLUX on 28 January 2015 - 11:31 AM



We have an insurer that uses a Smartbox rather than a black box.


This just records your annual mileage, not how or when you drive. Which means as long as you do not exceed your annual mileage there is no penalty or increase in premium.

If you wanted to PM me your details I can arrange for our quotes team to give you a call to see what we can offer.


Kind regards


#432242 2010 1.6 Tdci (110) Dpf Remap

Posted by DAN@ADRIAN FLUX on 27 November 2014 - 08:28 PM

Just spoke to Adrian Flux, said my premium would increase by £81 for the term remaining! As my insurance was only £500 for the year that's a joke....so might not bother.


If you wanted to PM me your details I'd be happy to take another look at your details to see if there is anything further we can do with the premium.



#421192 Car Insurances? What Are You Paying?

Posted by DAN@ADRIAN FLUX on 20 October 2014 - 08:15 PM


If anyone needs any help with insurance at all please feel free to drop me a line.



#404229 Hey:) Introduction

Posted by DAN@ADRIAN FLUX on 01 September 2014 - 07:05 PM

Hi and welcome,

If you ever need any help with insurance then please feel free to drop me a line.