iMitchellHD

I'd guess so, anything what is not factory fit must be declared to your insurance company. You run the risk of not being covered in the event of a crash. I've heard a story about a BMW owner who swaped over the run flat tyres to normal tyres, and his insurance was void due to that little change. So be very carful about what you do.

Also, if you have the best part of £7,000 to spend on that bodykit (going by the fitted price) then you really should spend it on a much better and faster car. That would make your car to be around £20,000. This is Ford Focus ST money.

okay thanks

Any modification you make is going to increase your insurance. A £4k body-kit which makes the car look like a rally car is going to increase your insurance premium considerably. Bigger alloys and all the other bits will compound the issue. You are already talking £6k+ for the mods when fitting and painting of the kit and new tyres for the wheels are taken into consideration. (Only a fraction of this will be recoverable come resale btw but thats another issue).

So please explain how can you be worried about a slightly larger engine increasing the cost of your insurance it is about to rocket up in price anyway and you are spending serious money on mods?

For the record, I'm firmly in the 'Keep the car standard, build up some no-claims and gain plenty of driving experiance before attempting any sort of major car mods' camp.

EDIT: As said above, due to your inexperience you may struggle to get any company to insure your car with any level of modification.

im worried about the engine size putting things up when the mods will do the same as a 1.6 costs me upwards of 4000 to insure lol

Thanks guys, i should have mentioned at the start that the body kit isnt a now thing, that was an eventual maybe one day thing but the other bits were a sorta in the next 6-12 months kinda thing. I understand the insurance and having to declare everything and mines around £2000 with alloy wheels, i was wondering if the painted brake calipers would increase insurance?

near the top of the page you should see your user name click that then click my profile, on the page that takes you too click on your current picture and it will let you change it

To be honest everything you plan to do will look awsome at the end exept the spoiler maybe but if I were you I would start with a 1.6 so you have a bit of performance to match the looks you will achieve. Also what you plan to spend on all these parts you could probably trade your 1.2 in and get a 1.6 petrol or deisel but it's up to you at the end of the day. As for the alloys yes they will throw your speedo out And it will need recalibrating

how would i go about recalibrating it? and id love to have a 1.6 but this is my first car and that pushes the insurance even higher than it already is