So it's that time of year again...insurance is due in a couple of weeks time...
I'm curious as to how the hell they work?
You input your details, check it all over and hit the button to show you the quotes - wonderful!!
You then see some pretty good prices, and decide to check out the site.
HOW can it change so much? Seriously - I input annual mileage at 8000 miles for SDP&C, car value at about £7k, 1 at fault accident and no convictions, car kept overnight on the street at home, 1 modification (parking sensors).
The quote summary however:
4000 miles for SDP
1 NOT at fault accident
Car on driveway/off the street
I did Dad's insurance for him the other week...Tesco are even more sneaky!!
He's been nabbed for speeding a couple of times - so input the details on the comparison website (Month-year, code (SP-), points (3, two of), fine (not worth the wrath of Mother), ban (nil) etc)
Tesco wanted to know the exact date - and had defaulted to the 1st of the month. Went through and updated the dates.
The new quote was £150 MORE - for adjusting the dates of the offences by 2 days & 10 days.
Rang them up to have a !Removed!..."Ah, well, it does state on the website that certain assumptions are made, and that it's up to you to correct them"
Fine, fair enough, but how does a day or two affect a premium?
"You're no longer subject to the comparison website criteria, it's now our own"
I think I called them a bunch of corrupt liars and informed them that they could shove their quote up their scamming...nostrils...
So far, my best quote is still with the made-up quote company I first mentioned - £516 :-(
Dad got insured through Adrian Flux, but we're now having problems with Zurich sending him his proof of no claims :-/
I hate insurance companies