No offence taken : I'm running a tad modified and I'm not going to wait until 125k or 10 years! Probably next year when it hits 70/80k.
It's all opinion though at the end of the day - Ford state a time schedule - it's up to individuals to decide if they want to follow them.
PS: As an aside; I run a Puma forum, and even though they're known to be free revving engines, I've only heard of 3 belts / tensioners going in all the time I've been associated with them. Forums / websites only ever hear of the horror stores and not the thousands of "non-horror" stories.