I'm going to stick my neck out and say it's simply a case of driver not paying attention. If you watch the car in front of the car that swerves, the brake lights come on but the 'crash' car seems not to notice until it's right up his jacksie and swerves out of the way.
Look at something like the Moto G which could be had for about £100 at one point. I'm sure a lot of people wondered why an iPhone was worth 4 or 5 times as much, myself included.
+1 for the Moto G. I bought one in January as my first 'smart' phone. £99 to buy it and £2 to unlock it and never looked back.
I've never had an iAnything but all the kids have iPod Touches and one of the sons has just bought an iPhone 4s. In my eyes the actual hardware seems OK but the software lets it down if you're not used to it. Seems to be quite a steep learning curve compared to Android.
Regarding my sons iPhone. He bought it off eBay from an accredited seller and all was OK for about a week until the 'WiFi' button grayed out and wouldn't let him connect to wifi. The advice from the seller? "Heat it up with a hairdryer!!!" OK it did work......................but WTF?