Scummers, shame you cannot got all GTA and rig it with explosives for unauthorised use.
What they'll do is weigh up the cost of repairs, which may be high due to it needed a new code programming and new locks etc vs the cost of the actual value and selling it on.
you get the lower option, I don't see it costing 40% of the cars value to fix those issues but you never know, it may show on HPI but you need to ask the insurance company about that one.
Sorry to hear about it though.
Send the wolf to see them.