RhysH

Car insurance soaring with modifications

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Hi guys,

So I’ve been looking at putting an Airtec air filter on my car, coupled with primary and secondary mountune induction hoses. These do not affect the overall power much, if at all I believe.

im 23 and been driving for 3 years with 3 years no claims. Driving a Mk8 1.0T.

This year was £850 to insure and I’ve set it up so the induction kit would be on when renewing. So I looked up the cost of insurance with the modifications and I am being quoted £1400+! 

Is there anyone in a similar position? As for an induction kit which changes the power of the car is minuscule the price increase is extortionate. Definitely will not be fitting it if that’s the case haha!

EDIT: This is also between being told it is not covered by my current and other insurance companies 

Edited by RhysH
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I've been looking at insurance options today as I want to remap my 1.0 ecoboost.

Standard on the car last year was £380, this year with standard car was £425... With the remap listed its now £495. Thats going via a broker.

Straight on the comparison sites I was getting in the region of £800 come back.

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2 hours ago, Deano12 said:

I've been looking at insurance options today as I want to remap my 1.0 ecoboost.

Standard on the car last year was £380, this year with standard car was £425... With the remap listed its now £495. Thats going via a broker.

Straight on the comparison sites I was getting in the region of £800 come back.

Not sure if you’re allowed on the forum but what insurer do you use? I’ve sent a couple of requests off to individual insurers but haven’t had any back yet

cheers

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Admiral was the cheapest on comparison sites (620 ish). That's with a remap listed. 

I got a quote today from Adrian flux at just under 500... cheapest by far so far. 

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Hi,

If you need any help with modified insurance then please feel free to drop me a line. I'd be only too pleased to try and help.

Regards,

Dan.

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