Owenc Posted December 17, 2019 Share Posted December 17, 2019 I was out driving the other night, slid on a stretch of black ice and hit my car on a hedge. The right on side is completely untouched, the bonnet looks to be untouched and the interior is untouched. The left hand side lights are all blown out and the fender is gone. The car shut off before I impacted and the engine will not turn on. Oddly, the side with the impact, the mirror has turned in? Is this a crash protection measure? It is currently in a Brokers yard waiting to be taken to a garage, do you think this is repairable? I'm quite worried that the car will be written off. https://imgur.com/a/sEHyghu 1 Quote Link to comment Share on other sites More sharing options...
Lenny Posted December 17, 2019 Share Posted December 17, 2019 Ouch mate To be honest I'm secretly proud of retaining my 2010 factory front bumper which is why I went for ZetecS body instead of ST replica because it retains the front bumper I've thankfully never ditched when enjoying my ford, Yet as I'm sure you are now fully aware mate the current climate is definitely not the time to be throwing out the rear end or shortening the life of the front tyres, If you ca fix it using Savings or a Christmas bonus highly recommended, Insurance will cover it but they will remind you of it for years to come. Quote Link to comment Share on other sites More sharing options...
Owenc Posted December 17, 2019 Author Share Posted December 17, 2019 I wasn't driving fast, the road was extremely icy. I was surprised at the damage given the speed that I hit the hedge. Quote Link to comment Share on other sites More sharing options...
Lenny Posted December 17, 2019 Share Posted December 17, 2019 Just now, Owenc said: I wasn't driving fast, the road was extremely icy. I was surprised at the damage given the speed that I hit the hedge. Any chance the council were at fault for not gritting an accident black spot ? Would help on your insurance 1 Quote Link to comment Share on other sites More sharing options...
Owenc Posted December 17, 2019 Author Share Posted December 17, 2019 No it was in the countryside. Though the local farmer said that this IS a bad spot with three smashes in one day a few years ago, and a smash a few days before my crash. Quote Link to comment Share on other sites More sharing options...
Guy Heaton Posted December 17, 2019 Share Posted December 17, 2019 For the insurance company it's fairly simple. Repair cost versus vehicle worth. If you really like the car and want to keep you can take the settlement, buy the car and repair it yourself. Won't be worth as much in the long run. Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted December 17, 2019 Share Posted December 17, 2019 Was there a wall behind the hedge!? 😮 It looks like the front chassis leg is bent to me, will almost certainly be a Cat S write off through insurance. It should still be worth enough for them to repair it but you will have increased premiums for next 5 years and a car that's worth much less than before and will be impossible to ever sell. If they offer a payout instead, I'd take that personally. 2 1 Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted December 17, 2019 Share Posted December 17, 2019 Sorry to see that, but glad you're ok! In my youth, when commuting by motorbike, I came off on black ice in the same place 5 days in a row, despite being extremely careful after the first time! I agree with the other guys - insurers will do their sums and decide - issue nowadays is often how much "technology" has taken a hit, as well as the actual physical damage. I guess the fuel shut off will have activated, which is probably why the engine won't start. You'll take a hit from the insurers whatever happens, so from a peace of mind/ future value angle, a write-off may well be the preferable outcome, especially as it's such a new car and more so if you have a "new for old " provision in your policy. Quote Link to comment Share on other sites More sharing options...
Owenc Posted December 17, 2019 Author Share Posted December 17, 2019 2 hours ago, TomsFocus said: Was there a wall behind the hedge!? 😮 It looks like the front chassis leg is bent to me, will almost certainly be a Cat S write off through insurance. It should still be worth enough for them to repair it but you will have increased premiums for next 5 years and a car that's worth much less than before and will be impossible to ever sell. If they offer a payout instead, I'd take that personally. There was concrete poles. I was hoping not to have it written off. I guess I’ll have to wait and see. Quote Link to comment Share on other sites More sharing options...
Jonro2009 Posted December 17, 2019 Share Posted December 17, 2019 There looks to be quite a big hit there, bit modern cars are meant to crumble and absorb impact.Personally I wouldn't want it back for several reasons. I don't think I would trust it again and resale value will go down.If you have gap insurance then I would be hoping for a write off.Whatever happens it can be replaced\fixed, better that than an empty seat at the Christmas dinner table [emoji106]Sent from my SM-G950F using Tapatalk 2 Quote Link to comment Share on other sites More sharing options...
Owenc Posted December 18, 2019 Author Share Posted December 18, 2019 Well if it can be fixed properly I will be taking it back. It has not been assessed so we do not know what the damage is like. Also, anyone know why the FordPass app can’t detect its location? The location detector was working up until last night, two days after the crash. Does it not work if the car has been stationary, or has it been turned off? Quote Link to comment Share on other sites More sharing options...
Comares2001 Posted December 18, 2019 Share Posted December 18, 2019 battery disabled? Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted December 18, 2019 Share Posted December 18, 2019 The battery has probably died tbh, I expect you've got a few shorts in that damaged loom which would explain why the mirror folded as well. Quote Link to comment Share on other sites More sharing options...
Dark Andy Posted December 18, 2019 Share Posted December 18, 2019 Before my focus I had a SEAT Exeo (rebadged Audi A4) that took big side-on impact just after its first birthday. Although it was repaired by the insurance company with no quibbles, it was never the same and I'd actually wished that they had written it off. 2 Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted December 18, 2019 Share Posted December 18, 2019 2 hours ago, Dark Andy said: Although it was repaired by the insurance company with no quibbles, it was never the same and I'd actually wished that they had written it off. Some years back we had a similar experience with a car that was stolen, pranged, then dumped and stripped of wheels, stereo and a lot of trim parts. Amazed that the insurers opted for a repair rather than write off. Although repairs were done to a very high standard, the car just never felt the same. 1 Quote Link to comment Share on other sites More sharing options...
Jonro2009 Posted December 18, 2019 Share Posted December 18, 2019 @Eric Bloodaxe@Dark Andy that was my point too, they just never feel quite the same again do theySent from my SM-G950F using Tapatalk 1 Quote Link to comment Share on other sites More sharing options...
Owenc Posted December 19, 2019 Author Share Posted December 19, 2019 15 hours ago, TomsFocus said: The battery has probably died tbh, I expect you've got a few shorts in that damaged loom which would explain why the mirror folded as well. It's reporting the tyre pressure though? Can the location be turned off in the car? Yes, you may be right about the mirror, that was my first thought. Just paid the excess on my insurance anyway so whatever happens, happens. It's out of my hands now. Quote Link to comment Share on other sites More sharing options...
TomsFocus Posted December 19, 2019 Share Posted December 19, 2019 7 hours ago, Owenc said: It's reporting the tyre pressure though? Can the location be turned off in the car? Yes, you may be right about the mirror, that was my first thought. Just paid the excess on my insurance anyway so whatever happens, happens. It's out of my hands now. That's odd then. I don't know if the location can be turned off individually, I wouldn't think so but hopefully someone else with a Mk4 will know. I do know some modules have their own battery to save draining the cars battery overnight, so it's possible that some still work while others don't. Quote Link to comment Share on other sites More sharing options...
Tizer Posted December 19, 2019 Share Posted December 19, 2019 (edited) 7 hours ago, Owenc said: It's reporting the tyre pressure though? Can the location be turned off in the car? Yes, you may be right about the mirror, that was my first thought. Have you tried to refresh the App to see what happens. I have found that the Tyre Pressure showing was when the car was last switched off and does not change to the cooled down pressure unless you refresh the App. Maybe the Tyre Pressure and a few other things are stored Data but the location is live. Edited December 19, 2019 by Tizer Additional info Quote Link to comment Share on other sites More sharing options...
DaveT70 Posted December 19, 2019 Share Posted December 19, 2019 It's a new car, exactly the same as all the others that run off the line every 40 seconds or so. If they write it off they will give you a new one, let them write it off, they're never the same after they've had a bump Quote Link to comment Share on other sites More sharing options...
Jonro2009 Posted December 19, 2019 Share Posted December 19, 2019 It's a new car, exactly the same as all the others that run off the line every 40 seconds or so. If they write it off they will give you a new one, let them write it off, they're never the same after they've had a bumpThey won't just give you a new one unless you have GAP insurances, if not then he will be lucky to get enough money to clear any finance or purchase a car exactly the sameSent from my SM-G950F using Tapatalk Quote Link to comment Share on other sites More sharing options...
DaveT70 Posted December 19, 2019 Share Posted December 19, 2019 3 hours ago, Jonro2009 said: They won't just give you a new one unless you have GAP insurances, if not then he will be lucky to get enough money to clear any finance or purchase a car exactly the same Sent from my SM-G950F using Tapatalk If they're less than 12 months old you normally get a new one Quote Link to comment Share on other sites More sharing options...
Jonro2009 Posted December 19, 2019 Share Posted December 19, 2019 If they're less than 12 months old you normally get a new oneThat's a new one on me palSent from my SM-G950F using Tapatalk Quote Link to comment Share on other sites More sharing options...
DaveT70 Posted December 19, 2019 Share Posted December 19, 2019 Just now, Jonro2009 said: That's a new one on me pal Sent from my SM-G950F using Tapatalk There you go then 1 Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted December 19, 2019 Share Posted December 19, 2019 1 hour ago, Jonro2009 said: That's a new one on me pal Yes, most insurers now offer "new for old" replacement if the car is less than 12 months old, normally with the proviso that you've owned it from new. Some insurers offer this up to 24 months old. Quote Link to comment Share on other sites More sharing options...
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