Vinyl stickers need declaring on insurance?

[Matthew McGuinness]

I was looking on CEUK today and found that they are doing vinyl stickers for the mk8 fiesta now. 

for example these:

https://www.carenhancementsuk.co.uk/collections/mk8-fiesta/products/mk8-fiesta-st-st-line-inner-front-quarter-vinyl-decal-set

I have been looking online to see if this would have to be declared as a mod on insurance, and found no proper answer.

Has any one ever fitted decals to their car? if so have you declared them to your insurance?

 

[SeanW]

If in doubt - ring and ask your insurer.  

My insurance company don't care - but it's a commercial van policy, so comes under sign-writing as far as they're concerned.

Previously, I've had insurers who just about want you to declare if you're wearing new pants.

 

[TomsFocus]

You're meant to declare them, but it shouldn't increase your premium with most insurers.  You're also meant to declare forum stickers etc but I doubt anyone ever does.

I do know someone who had their blackbox insurance cancelled after a police stop because they'd said the car was standard but it had window stickers and painted calipers...utterly ridiculous but there are a few out there!

[DAN@ADRIAN FLUX]

Hi.

Yes we would recommend disclosing stickers / decals to your insurer just to be on the safe side as these are certainly on the database list of modifications that we use.

Regards,

Dan.