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Your Insurance Annual?

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Aged 26 driving a  2015 Focus ZS (65) - No Mods

Annual Premium: £2360 (£350 vol excess) 2 non fault claims, 1 claim for malicious damage (supposedly my fault) and 1 genuine fault claim.

0 NCB as previously named driver/company car with 8 years driving experience.

Cover: Fully comprehensive with business use, 12 month telematics box, breakdown and hire car (not the pointless 1.0l courtesy cars)

Cheapest online comparison quotes were a couple of hundred pounds more, which didn't include the extras and with a compulsory excess of a staggering £3000 - more than my annual premium!!

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40 year old male driving a 2008 Fiesta 1.4 TDCI Blue Edition, 9+ years NCD.

Cheapest I found was £290 fully comp.

Before the Fiesta I has a 2003 Vectra 2.2 DTI, has a renewal price of £200 fully comp.

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32 year old male driving a 2005 Seat Leon FR TDI 150, 9+years NCD (the wife is a named driver)

Fully comp. price £212.00

Cost to change to a 2009 Mondeo Titanium X Sport - £35.00 (insurance is up in 2 months time)

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22 year old, Fiesta 15 Plate St-3

Fully Comp £869

My titanium was £650 I think,

First year I got my first car, the Zetec was £2200 to insure with a black box...:laugh:

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21 Years Old

Focus 13 Plate ST-2

Fully Comp - £675 (Privilege)

My old car (Suzuki Swift Sport 08' 1.6l) was £440, not too shabby for a 2.0l at 21 then?

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Age: 25

Car: Focus MK3 1.6 Titanium

£900 odd per year

Got a quote for a MK2.5 ST at £700 odd

Sent from the pub with a pint in the other hand.

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It's incredible really... a 21yr old floating around in an ST paying 675 and I got quoted 400 for my 2007 1.6 tdci estate at 27 years old with full ncb...

Granted I know that areas, places to park, etc etc can have a big effect on quotes, but that's blooming ridiculous.

And Kiefer up there, getting ruined with a 'plain ol 1.6', yet could jump in a vastly more responsive machine - which I'm sure have a history of being pushed to their limits, and he gets a lower quote...

I seriously dislike insurance companies...

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62 plate focus st250 

37 years old

2 years no claims

£580 with my mrs as a named driver (would.be less if she wasn't on there).

I live in the middle of Birmingham, parked on the street, which loads my premium some what!

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16 Plate LHD Fiesta Sedan 1.6 manual

22 years old

2 years NCB

£1000 with Brentacre

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63 Focus 1.6 manual

23 years old

2 years no claims

£650 full comp. with AXA, 1 non fault claim, no extras & £350 excess; renewal March '17

Located in Ramsgate.

 

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Fiesta Red edition 

18

1200 for the year, no blackbox, fully comp £250 excess

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Just actually had a quote renewal with hastings. £74 a month they sent me. I phoned them up and said they must be mad. I'm only paying £47.50 right now. They said we haven't got that we want £84 a month. They were told where to go and now got a new policy waiting and cost me £453.12 :)

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Got my renewal from Hastings £636 and other online quotes around £380-480 before declaring mods. Got a quote from Adrian Flux for £397 fully comp, business insurance, all mods declared and all the extras :) limited mileage policy however 

28, Focus, 1.6 Zetec, 8 years no claims and one none fault accident

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On 14/04/2016 at 1:59 PM, paddyirishman said:

32 year old male driving a 2005 Seat Leon FR TDI 150, 9+years NCD (the wife is a named driver)

Fully comp. price £212.00

Cost to change to a 2009 Mondeo Titanium X Sport - £35.00 (insurance is up in 2 months time)

And the Mondeo has come in at £290 fully comp with the bonus protected.

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2009 1.6l ford focus 

19 year old

All mods declared

2 years NCB

£320 a year

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59 year old full no claims. Changed from a late Mk1 Focus last. Sept to atNov 14 registered, facelifted Focus Titanium X.

Was about £220 for the old car, went up less than £10 more for the new one. Well impressed, insured through Academy insurance, been with them a few years now. 

A mate tried them recently and they halved what he was quoted by direct line for his Galaxy.

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Age: 23

Insurer: Adrian Flux (they were the broker can't remember the actually insurer)

Price: £840

Car: Fiesta Zetec black Edition (140bhp) 

They have covered me to modify the car up to 170bhp and alot of other bits which I think is a great price with 2yrs ncb 

 

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Jesus, insurance is cheap outside the London postcodes!

30 years old.

Hastings Premier (with home start breakdown cover and a couple of other bits).

2015 Titanium X 1.0 EcoBoost 123.

£530.00 with 9 years NCD, no points and 2 claims (one fault, one non).

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On 08/08/2016 at 7:43 PM, GaryPL said:

Jesus, insurance is cheap outside the London postcodes!

30 years old.

Hastings Premier (with home start breakdown cover and a couple of other bits).

2015 Titanium X 1.0 EcoBoost 123.

£530.00 with 9 years NCD, no points and 2 claims (one fault, one non).

My mate lives in Kingston on Thames and his quote from Direct Line, for his Galaxy was halved with Academy. Try shopping around.

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I'm just a couple of miles from there and Hastings were the cheapest. I have found Direct Line to be a waste of time too.

At least it should be a bit less next time as I will have Ford's 2 years of breakdown cover! :)

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On 6/21/2016 at 4:54 PM, Jeremyc said:

2009 1.6l ford focus 

19 year old

All mods declared

2 years NCB

£320 a year

I am 22, and same car/engine/year, with 3 years NCB, paying double what you are!!!!

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On 05/31/2016 at 3:52 PM, fraserrg said:

Fiesta Red edition 

18

1200 for the year, no blackbox, fully comp £250 excess

How the he'll!  I'm 20 with a red edition. 1 crash with 0 ncb, been driving 3 years and my renenewl is north of 3500

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On 02/09/2016 at 9:00 PM, Mitchell Rogers said:

How the he'll!  I'm 20 with a red edition. 1 crash with 0 ncb, been driving 3 years and my renenewl is north of 3500

Should'na crashed...... :mellow:

Next renewal I'm going to try some local brokers. Worked with our business insurance - well local as in NFU... 

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On 22/08/2016 at 0:54 PM, Incontro said:

I am 22, and same car/engine/year, with 3 years NCB, paying double what you are!!!!

Don't forget mine has all my mods declared as well ie exhaust wheels tints st bumper

 

It's a good price :D

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