MPX309

Your Insurance Annual?

Recommended Posts

2 hours ago, dansallis said:

TPFT?

Live in the city or countryside? Not as busy roads? Safer area? Fewer thefts?

There's loads that can affect it, but I definitely wish I could pay that little for a '17 ST! 😃

TPFT? What’s that 🤣

Country-ish, however in between two high risks locations, just down the road from a major connecting road, 8 miles from a motorway, 10 miles from the nearest city and 11 miles from a busy airport. Plus most insurance companies believe that Northern Ireland is living in the past, however I’m insured with AXA NI. 

Yeah, it’s great to be honest, I came from a group 18 Ibiza to the group 30 Fiesta, and I saved £50 a year. Not 100% how it worked out, but I’m certainly not complaining 🤣. I think the factory fitted Thatcham might have a bit to do with it. 

Share this post


Link to post
Share on other sites
 

21 hours ago, STJAY said:

TPFT? What’s that 🤣.

Third Party Fire & Theft. Fully comp. can be cheaper than TPFT so never rule it out.

Share this post


Link to post
Share on other sites

42

2011 Mondeo Titanium X Sport 2.2 Diesel hatchback. Declared uprated brakes and winter tyres.

Admiral - £246 fully comp with legal and protected NCB, not had a claim since 1997. Own a motorbike too for the last 10 years, no claims on that either. (£100 for that with mods and that thing goes a lot faster)

Prices for the car has changed a bit since I first bought it 5 years ago. Was £220 fully comp then and gradually went up to £350 last year.

Done a quote for a 2017 Focus RS the other week and that was £320 🙂 hmmmm

Share this post


Link to post
Share on other sites
23 hours ago, Zico said:

Third Party Fire & Theft. Fully comp. can be cheaper than TPFT so never rule it out.

Oh I got you now 🤣🤣. Yeah nah I’m fully comp  no point in taking risks eh? 🤣

Share this post


Link to post
Share on other sites

2010 Mk7 Fiesta Zetec S - Mods declared, 8k miles per annum, Im 30 and wife is 31. Premium is £377 fully comp with esure.

Share this post


Link to post
Share on other sites

Got my latest renewal through:

Admiral £947 (up £120 from the previous year).

After looking on some comparison website (and other insurers not on comparison websites) I will be going with Esure at £720. I am aware Esure's customer service can be worse than non-existent, but it saves me over £200!

Share this post


Link to post
Share on other sites

Just renewed at £448 with Aviva.

That includes legal cover & NCD protection.

Admiral initially comes out cheaper on comparison sites, but they don't include factory fit options, so by the time you add all those, it's more expensive.

Couldn't beat Aviva renewal quote, once I factor in factory options and the ability to choose my own repairer.

Share this post


Link to post
Share on other sites
On 10/15/2018 at 8:43 PM, TimST2 said:

Age 41

2016 Fiesta ST-2

£370 with Admiral

That's not based on shopping around though - I just replaced my Fiesta Zetec with the ST on an existing Admiral multicar policy. I'll probably shop around when it comes to renewal...

Do other ST owners find that specialist insurance is cheaper? What about Adrian Flux with the club discount?

Share this post


Link to post
Share on other sites

Renewed a 15 plate 1L kia picanto in September for 640, that was admiral with 1 year experience and 1 year named driver no claims. Bought a black edition zetec s 140 at start of month and admiral charged 140 for the change of car to existing policy, + business insurance so

 

65 plate black edition fiesta zetec s 140

800 year + business insurance

18 years old, 1 year experience + named driver no claims

Share this post


Link to post
Share on other sites

@Connall that's really good considering your age and NC. I'm paying £960 with admiral for my mk6 fiesta zetec s 1.6 TDCi with 3 years no claims in London and I'm 21 now. Its getting cheaper thankfully but hate how much more it is in London. 

Share this post


Link to post
Share on other sites

@zain611 Yeah I know. I pay it annually so that probably takes about 100 off the price but I think it will go up when renewal time comes, down to the fact that it may only have been this cheap because I already had a policy with them. Should add the £140 extra also included a £20 admin fee. Saw someone mention that if they moved outside London they could be $=£500 a year cheaper with insurance so that could be your blowing factor

Share this post


Link to post
Share on other sites

Age 60. 10 years NCD. Fully comp. Churchill. £358 premium for Fiesta ST3 at renewal in November. Recently added MP215 upgrade and got charged extra £17 for that, but excess went up by £200!

Thinking of looking at one of the specialist insurers, though my premium isn't too bad looking at some others!

 

Share this post


Link to post
Share on other sites
On 10/15/2018 at 12:52 PM, Abzynthe said:

2010 Mk7 Fiesta Zetec S - Mods declared, 8k miles per annum, Im 30 and wife is 31. Premium is £377 fully comp with esure.

Did you do yours online orb on phone? When I try with esure and add any sort of mod it puts it to 500 from unmodded at 330.

Share this post


Link to post
Share on other sites

18 hours ago, Michlaustn said:

Did you do yours online orb on phone? When I try with esure and add any sort of mod it puts it to 500 from unmodded at 330.

My wife did it all online. It was a bit scary as it was done at 8pm at night, so wasn't sure it had gone through. But we got the documents through the following day. 

Share this post


Link to post
Share on other sites
Age:28
Focus ST-Line X 1.0 ecoboost 140
67plate
£478
8+years driving
6 years NCB
AXA Insurance
Been the best insurers for me for over 3 years now.

Sent from my SM-G930F using Tapatalk


Swapped the focus for a kuga paid an extra £60 to cover it.

Now 29
Kuga STLine 1.5TDci 120
7years no claims
AXA wanted near £700
Changed to Hastings £408 full comp
Better cover all around.

Staying loyal and never claiming is nothing to insurance companies.


Sent from my SM-G960F using Tapatalk

Share this post


Link to post
Share on other sites

Sorry to start up an old thread, just interested to see the difference a few years can make.

Age: 38

Car : Focus st 2.0 ecoboost (250)

Price : £304 fully comp protected with Hastings direct.


Sent from my iPhone using Tapatalk

Share this post


Link to post
Share on other sites
On 10/28/2018 at 7:29 PM, TimST2 said:

Do other ST owners find that specialist insurance is cheaper? What about Adrian Flux with the club discount?

Sorry, have only just seen this thread. Over the last few years I've found Adrian Flux and Need2Insure have given me the best quotes for a car with mods.

Share this post


Link to post
Share on other sites

full comp 1.6 tdci 2008 only gone up 4quid for the each month and about 25quid on top for the full year one sp 30  3 years ago 9 years nc   £258

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.