tetra Posted September 23, 2009 Share Posted September 23, 2009 boom there goes £2092.65 can anyone beat that? Quote Link to comment Share on other sites More sharing options...
pikestones Posted September 23, 2009 Share Posted September 23, 2009 Mine is about 10% of that! Dave Quote Link to comment Share on other sites More sharing options...
UKChris Posted September 23, 2009 Share Posted September 23, 2009 I think i would cry if i had to pay that Quote Link to comment Share on other sites More sharing options...
Michael P Posted September 23, 2009 Share Posted September 23, 2009 Quote Link to comment Share on other sites More sharing options...
tetra Posted September 23, 2009 Author Share Posted September 23, 2009 jeeze did you pay that? seems with me i would be paying the same amount no matter how old the car was so i thought i might as well get a new one for my first one! Quote Link to comment Share on other sites More sharing options...
Michael P Posted September 23, 2009 Share Posted September 23, 2009 jeeze did you pay that?seems with me i would be paying the same amount no matter how old the car was so i thought i might as well get a new one for my first one! !Removed! hell no, i refuse to spend that much on anything! mine will cost around £1800 Quote Link to comment Share on other sites More sharing options...
FezzaT Posted September 23, 2009 Share Posted September 23, 2009 Got mine on a 1.4 Titanium, for 900 quid from admiral, covering me and my fiancee, who's still learning, we're both 21. Before I bought the new car they were cheapest on virtually every single car I tried. Quote Link to comment Share on other sites More sharing options...
NathanS Posted September 23, 2009 Share Posted September 23, 2009 I pay about £300 with Tesco, won't be using them again though they charged me £25 admin charge to alter my policy! Quote Link to comment Share on other sites More sharing options...
tetra Posted September 23, 2009 Author Share Posted September 23, 2009 im sure as soon as i hit 21 its gonna drop. by then hopefully there will be a years no claims to add... Quote Link to comment Share on other sites More sharing options...
MichellefromEssex Posted September 23, 2009 Share Posted September 23, 2009 Got mine on a 1.4 Titanium, for 900 quid from admiral, covering me and my fiancee, who's still learning, we're both 21. Before I bought the new car they were cheapest on virtually every single car I tried. I bet you be taking her off when she passes lol it goes up a lot once you come off a provisional to a full liccence. I pay £32 a month for mine with Max added as a named driver and thats with the mountune fit added. Quote Link to comment Share on other sites More sharing options...
Focus_ST-3 Posted September 23, 2009 Share Posted September 23, 2009 Im paying £2000 with a £700 excess and thats with me having passed my IAM test! The diesel would have been less to insure but more expensive to buy! Quote Link to comment Share on other sites More sharing options...
Silent Shark Posted September 23, 2009 Share Posted September 23, 2009 I can't beat the quotes here for how big an amount it is, but I can probably beat them in terms of ratio to what was being insured... My small 50cc motorbike, which cost me £820, insurance was £4032 fully comp . Nearly 5 times what it was worth. Fortunatly, the Fiesta will only cost me a mere £700. Might be even less if the insurers accept 'named driver' no claims :) . Quote Link to comment Share on other sites More sharing options...
vinnyvangough Posted September 23, 2009 Share Posted September 23, 2009 Should see what Sky insurance on here can do. They offer discounts for FOC members Quote Link to comment Share on other sites More sharing options...
la3195 Posted September 24, 2009 Share Posted September 24, 2009 Im paying £2000 with a £700 excess and thats with me having passed my IAM test! The diesel would have been less to insure but more expensive to buy! my lord thats alot =[ mines abount 350 fully comp Quote Link to comment Share on other sites More sharing options...
Air Hostess Posted September 24, 2009 Share Posted September 24, 2009 Mines £180 per year fully comp with £120 excess,£60 glass excess .........Zurich thats with me only driving and the car garaged at night I was only paying £235 for my 2ltr mondy,with the same conditions as above Quote Link to comment Share on other sites More sharing options...
tetra Posted September 24, 2009 Author Share Posted September 24, 2009 Im paying £2000 with a £700 excess and thats with me having passed my IAM test! The diesel would have been less to insure but more expensive to buy! how old are you then? or have you claimed or something? Quote Link to comment Share on other sites More sharing options...
ChrisZetecS Posted September 25, 2009 Share Posted September 25, 2009 I dont understand how some peoples insurance is so high?!?! I've just turned 20, with one years no claims and my insurance on my Mk7 Zetec S is just over £700 a year, and when I first started to drive (learning/newly passed) my insurance on my Mini was only 1000! Quote Link to comment Share on other sites More sharing options...
greenymk7 Posted September 25, 2009 Share Posted September 25, 2009 im paying £440 for mine i have got 3 years no claims though and 21 i paid a silly amount on my last car (modified 206) - £1670 Quote Link to comment Share on other sites More sharing options...
FezzaT Posted September 25, 2009 Share Posted September 25, 2009 im paying £440 for minei have got 3 years no claims though and 21 i paid a silly amount on my last car (modified 206) - £1670 Mine would have been similar to this, but I had to claim last year as my old car got broken into- they left the sat nav, and took about 10 CDs instead, so probably worth about 20 quid, but the managed to rack up over a Grand's worth of damage! Quote Link to comment Share on other sites More sharing options...
tetra Posted September 25, 2009 Author Share Posted September 25, 2009 im paying £440 for minei have got 3 years no claims though and 21 i paid a silly amount on my last car (modified 206) - £1670 see i think its cos i have only held my licence three months, so have no no claims bonus & im 20. £14k car is a bit of a risk for them! and what ever i can take out at the same time! Quote Link to comment Share on other sites More sharing options...
DNStuff Posted September 25, 2009 Share Posted September 25, 2009 see i think its cos i have only held my licence three months, so have no no claims bonus & im 20.£14k car is a bit of a risk for them! and what ever i can take out at the same time! I don't think the value of the car has as much of an influence on the insurance as people think (to a certain limit obviously). Mine actually went down when I bought a car double the value of the previous one. It mostly depends on insurance group and engine size. It's not so much what car you'll crash, but what you could crash into. If you insure yourself fully comp on a £50 beat up old mini, you could still rear end a lambo, destroy public property or crash into someones house for example! Quote Link to comment Share on other sites More sharing options...
FezzaT Posted September 25, 2009 Share Posted September 25, 2009 I don't think the value of the car has as much of an influence on the insurance as people think (to a certain limit obviously). Mine actually went down when I bought a car double the value of the previous one. It mostly depends on insurance group and engine size. It's not so much what car you'll crash, but what you could crash into. If you insure yourself fully comp on a £50 beat up old mini, you could still rear end a lambo, destroy public property or crash into someones house for example! Agreed - my old zetec s ('51 plate) worth about a grand tops, was more to insure than the 1.4 Titanium, my insurance company actually gave me a £115 refund when I switched cars :D :D Quote Link to comment Share on other sites More sharing options...
Sully Posted September 26, 2009 Share Posted September 26, 2009 jesus 2Grand is alot. Sorted my insurance out yesterday for my new Zetec S Im 22 (2days ago) with 3 points and a wrote my car off in April, my fault and claimed so no years no claims. I was dreading the worse and yes i got ridicullous quotes lowest being £1400 from ford themselves. until Admiral shown up, £900!! then i went on the phone asked if it was cheaper if my mother was a named driver. dropped it £200!!! shocked. so 700 is cool. but 2grand is too much!!!! Quote Link to comment Share on other sites More sharing options...
coysht Posted September 26, 2009 Share Posted September 26, 2009 jesus 2Grand is alot. Sorted my insurance out yesterday for my new Zetec SIm 22 (2days ago) with 3 points and a wrote my car off in April, my fault and claimed so no years no claims. I was dreading the worse and yes i got ridicullous quotes lowest being £1400 from ford themselves. until Admiral shown up, £900!! then i went on the phone asked if it was cheaper if my mother was a named driver. dropped it £200!!! shocked. so 700 is cool. but 2grand is too much!!!! The way Elephant and Admiral (same parent company) calculate their premiums, adding any female driver as a named driver only tends to lower your premium - more so if they are a direct relative and have a decent driving record in their own right. My first year in my 1.25 Fiesta ('98).....which is 5 years ago now.......was £900 after adding my mum, £1200+ before hand. Quote Link to comment Share on other sites More sharing options...
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