JayG90 Posted June 13, 2016 Share Posted June 13, 2016 I am due to renew my insurance tomorrow. However, the cheapest right now is £471. Seems to be now I have turned 25 I am getting punished more. Who would you guys suggest? most of them want a box installed on the car (isn't happening). Any advise would be great. ps I have 4 years no claims also. Quote Link to comment Share on other sites More sharing options...
Guest Posted June 13, 2016 Share Posted June 13, 2016 What company is that with? Have you tried direct line? Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 13, 2016 Author Share Posted June 13, 2016 Just now, fraserrg said: What company is that with? Have you tried direct line? Sent from my iPhone using Tapatalk It's a company called octagon but I'm thinking twice about them. They can't answer my questions on phone nor chat and seem rather rude. I am about to try them now. 1 Quote Link to comment Share on other sites More sharing options...
Guest Posted June 13, 2016 Share Posted June 13, 2016 Lol clearly dont want your service then. Try direct line. They are pretty good Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
BOF Posted June 13, 2016 Share Posted June 13, 2016 You may want to try one of the comparison sites - money supermarket and money saving expert I think - just to get some idea of what market prices are like. If it was me I wouldn't put my exact details in (next postcode to yours or surname Smith or Brown or something just to make an irrelevant difference) at first so even if someone rejects you can say that you haven't been rejected. 2 Quote Link to comment Share on other sites More sharing options...
tazzman600 Posted June 13, 2016 Share Posted June 13, 2016 As Bof said and seconded. 1 Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 13, 2016 Author Share Posted June 13, 2016 I did a price comparison and they were the cheapest. I tried direct line just been on phone for an hour. Actually worked out about £20 more so i accepted that. At least ill be with a known company who wanted to know me. So thank you fraserrg Quote Link to comment Share on other sites More sharing options...
GMo Posted June 13, 2016 Share Posted June 13, 2016 What do you think your insurance should be? £471 doesn't sound too bad for a 25 y/o with 4 yrs ncb. What do you drive? Sent from my Nexus 10 using Tapatalk 1 Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 13, 2016 Author Share Posted June 13, 2016 55 minutes ago, GMo said: What do you think your insurance should be? £471 doesn't sound too bad for a 25 y/o with 4 yrs ncb. What do you drive? Sent from my Nexus 10 using Tapatalk Ford Fiesta Zetec s 2011. I wasn't complaining at £471, I just wanted a different company as the £471 just felt like they didn't care. Either way they've just lost a sale and DirectLine have gained a customer. 1 Quote Link to comment Share on other sites More sharing options...
GMo Posted June 13, 2016 Share Posted June 13, 2016 Direct line are good from what I hear Sent from my Nexus 10 using Tapatalk Quote Link to comment Share on other sites More sharing options...
Micro Posted June 14, 2016 Share Posted June 14, 2016 I pay £425, driving for 6 years, 6 years NCD. Ford Focus 2010 1.6 Zetec. I went with Hastings Direct. Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 16, 2016 Author Share Posted June 16, 2016 On 14/06/2016 at 1:43 AM, Micro said: I pay £425, driving for 6 years, 6 years NCD. Ford Focus 2010 1.6 Zetec. I went with Hastings Direct. I wish you the best of luck with them. I was with them for 3 years and had to have 2 'claims' at non fault sorted by them... a brick wall will be more helpful! Quote Link to comment Share on other sites More sharing options...
Figgis41 Posted June 16, 2016 Share Posted June 16, 2016 On 13/06/2016 at 6:17 PM, JayG90 said: It's a company called octagon but I'm thinking twice about them. They can't answer my questions on phone nor chat and seem rather rude. I am about to try them now. hi, ive been with Octagan for about 5 years now, the wife and myself on one policy me being the main driver, never had an issue with them, i changed car mid policy to a newer more expensive car with a bigger engine and they did not charge me any more, a couple of years before this they had added my wife to my policy for free as well. And every renewal it has gone down which is a first for me. Quote Link to comment Share on other sites More sharing options...
Micro Posted June 17, 2016 Share Posted June 17, 2016 19 hours ago, JayG90 said: I wish you the best of luck with them. I was with them for 3 years and had to have 2 'claims' at non fault sorted by them... a brick wall will be more helpful! I have had one non-fault claim recorded, but dealt directly with the third party insurer with regards to repair cost. Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 18, 2016 Author Share Posted June 18, 2016 On 16/06/2016 at 5:31 PM, Figgis41 said: hi, ive been with Octagan for about 5 years now, the wife and myself on one policy me being the main driver, never had an issue with them, i changed car mid policy to a newer more expensive car with a bigger engine and they did not charge me any more, a couple of years before this they had added my wife to my policy for free as well. And every renewal it has gone down which is a first for me. I sort of wish I gave them a shot. I've had my policy from Direct Line and it was wrong, name was wrong, they've given false information about driving another car which isn't owned by me and also put me down for business use. Anyway, thought no problem I have time to sort this 9doesn't kick in till 26th) and this lady answered and started to shout at me... Said carry on I'll just cancel, soon got it sorted and she decided to contradict herself a little! See how it goes anyway. Quote Link to comment Share on other sites More sharing options...
Dianne A Posted June 19, 2016 Share Posted June 19, 2016 On 13/06/2016 at 6:15 PM, JayG90 said: I am due to renew my insurance tomorrow. However, the cheapest right now is £471. Seems to be now I have turned 25 I am getting punished more. Who would you guys suggest? most of them want a box installed on the car (isn't happening). Any advise would be great. ps I have 4 years no claims also. wish mine was 471 iam 49 have over 10 yrs ncb been driving 30 yrs no accident drive fiesta 09 plate cheapest I can get is 886 Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 19, 2016 Author Share Posted June 19, 2016 3 hours ago, Dianne A said: wish mine was 471 iam 49 have over 10 yrs ncb been driving 30 yrs no accident drive fiesta 09 plate cheapest I can get is 886 jesus? what's the catch here? Saying that, my mothers insurance isn't much cheaper and she been driving 20 years. Direct Line said it depends on how many cars of that sort are insured... I think she was talking rubbish but I can't complain. Quote Link to comment Share on other sites More sharing options...
Dianne A Posted June 20, 2016 Share Posted June 20, 2016 19 hours ago, JayG90 said: jesus? what's the catch here? Saying that, my mothers insurance isn't much cheaper and she been driving 20 years. Direct Line said it depends on how many cars of that sort are insured... I think she was talking rubbish but I can't complain. I no rip off they have got you every wich way Quote Link to comment Share on other sites More sharing options...
Figgis41 Posted June 20, 2016 Share Posted June 20, 2016 On 18/06/2016 at 5:56 PM, JayG90 said: I sort of wish I gave them a shot. I've had my policy from Direct Line and it was wrong, name was wrong, they've given false information about driving another car which isn't owned by me and also put me down for business use. Anyway, thought no problem I have time to sort this 9doesn't kick in till 26th) and this lady answered and started to shout at me... Said carry on I'll just cancel, soon got it sorted and she decided to contradict herself a little! See how it goes anyway. I would have said fine hang up,, all my calls are recorded (which they are) and your bosses are going to have a wonderful witch hunt finding who's getting sacked when i hand this over to my brother who is my solicitor. (which he is not) Mine is due in September i think, but last years renewal was £320 fully comp 10 years NCB and wife named as driver on a 2012 tdci 1.6 115 focus titanium. Quote Link to comment Share on other sites More sharing options...
Bobr Posted June 20, 2016 Share Posted June 20, 2016 I'm 79 years old been driving for 63 years retired police driver and never had an accident. I pay £380 fully comp 2 drivers. Quote Link to comment Share on other sites More sharing options...
JayG90 Posted June 20, 2016 Author Share Posted June 20, 2016 46 minutes ago, Bobr said: I'm 79 years old been driving for 63 years retired police driver and never had an accident. I pay £380 fully comp 2 drivers. I think reading this, £471 was a great price. But right now I have decided to accept Direct Lines offer of £530 I think it was. Seems like premiums never come down :/ Quote Link to comment Share on other sites More sharing options...
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