Cut and pasted this info from the web Pete, states Home cover is included with Ford Assist ,seems odd your TC's exempt it !!
"What do you get with Ford assist?
Ford Assistance Overview
Ford Assistance is a roadside rescue, repair and recovery service that helps you at home or anywhere in Europe, seven days a week, 365 days a year. You can also extend Ford Assistance, once your initial cover ends, with one of our Servicing and Extended Roadside Assistance plans."