Hello All,

I have a question regarding Insurance Modifications! - I am wanting to replace my Titanium Grille with the "Black/Red" Edition grille.

Is this classed as a modification or will it be okay?

This is a question you should run past your insurer and get their response in writing.

Hi,

This would be classed as a modification so you would need to notify your insurer.

If you have any issues with insurance then please feel free to drop me a line.

Regards,

Dan.

Sorry to jump on to this thread as I have some questions regarding insurance. I was planning to put a wind deflectors on my car. Does this consider a mods ? Hoping dan@Adrianflux can answer coz I'm insured with them.

Thanks

^ I would let your insurer know about the wind deflectors but it shouldn't affect your premium, it didn't in my case (although I took the deflectors off shortly afterwards).

Sorry to jump on to this thread as I have some questions regarding insurance. I was planning to put a wind deflectors on my car. Does this consider a mods ? Hoping dan@Adrianflux can answer coz I'm insured with them.

Thanks

Hi,

You would need to notify us of this, any change you make to the vehicle is worth notifying your insurer of - you would not like to come to claim and have it invalidated due to non-disclosing the modifications.

By all means send me a PM with your policy details and we can check this out for you.

Kind regards

Dan.

I have said this before but what is classed as a modification.If wind deflectors are then surely different tyre makes would be, as would windscreen wipers ,spark plugs etc.I can understand performance mods needing permission but window deflectors?

^ I think the difference there is that tyres and spark plugs are a replacement which needs to be swapped from time to time. Wind deflectors are an addition which the car was not designed to have, which I think is why they would be classed as a modification.

In the insurance company's' opinion window deflectors MAY make the vehicle more desirable & consequently more at risk - therefore it has been '' modified '' as deflectors were not standard fit.

Finding out that you're not insured AFTER making a claim, or being claimed against, is a nightmare exceeding biblical proportions.

The only opinion that counts for anything is that of the insurance company.