George. 1991 Posted July 18, 2014 Share Posted July 18, 2014 Hello all... Been reading about K & N Filters from one of my Top Gear's monthly magazine and read more about it on the internet about a month or so ago and want to be keen on buying one for my car... Can anyone find out for me if I need to contact my car insurance about fitting one...? I'm guessing more likely I that they'll say that I'll be modifying my vehicle...!? Thanks... Quote Link to comment Share on other sites More sharing options...
jeebowhite Posted July 18, 2014 Share Posted July 18, 2014 yes You should contact them as they have it as a specific modification on the possible lists. Quote Link to comment Share on other sites More sharing options...
George. 1991 Posted July 18, 2014 Author Share Posted July 18, 2014 Okay. Thanks for the info James. :) Quote Link to comment Share on other sites More sharing options...
jeebowhite Posted July 18, 2014 Share Posted July 18, 2014 No problem at all :-) Sent from my MY SAGA C2 using Ford OC mobile app Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted July 19, 2014 Share Posted July 19, 2014 Hello all... Been reading about K & N Filters from one of my Top Gear's monthly magazine and read more about it on the internet about a month or so ago and want to be keen on buying one for my car... Can anyone find out for me if I need to contact my car insurance about fitting one...? I'm guessing more likely I that they'll say that I'll be modifying my vehicle...!? Thanks... Hi, Yes you will need to notify your insurer if you fit this. If you have any issue with your insurance though please feel free to prop me a line. Regards, Dan. Quote Link to comment Share on other sites More sharing options...
FOCA Posted July 19, 2014 Share Posted July 19, 2014 A long lime ago i believe K&N used to claim changing the air filter element (a panel filter) did not affect your insurance because it was a replaceable/ consumable part - there may still be references to this online/ on other forums Quote Link to comment Share on other sites More sharing options...
Philf1 Posted July 19, 2014 Share Posted July 19, 2014 I seriously cannot believe changing your air filter has to be declared to insurance it's not line it's a full induction kit and makes very little difference despite what we all think Sent from my iPhone using Ford OC mobile app Quote Link to comment Share on other sites More sharing options...
BeccaaCat Posted July 19, 2014 Share Posted July 19, 2014 I seriously cannot believe changing your air filter has to be declared to insurance it's not line it's a full induction kit and makes very little difference despite what we all think Sent from my iPhone using Ford OC mobile app If you put LED Bulbs in quite a few insurance companies ask you to declare it as 'sports lighting' That is taking things too far. Sent from my SM-G900F using Ford OC mobile app 1 Quote Link to comment Share on other sites More sharing options...
George. 1991 Posted July 20, 2014 Author Share Posted July 20, 2014 A long lime ago i believe K&N used to claim changing the air filter element (a panel filter) did not affect your insurance because it was a replaceable/ consumable part - there may still be references to this online/ on other forums I'll try and find some info on the K&N Web site or what's best to read up about it if I don't have to tell my insurance company...? Quote Link to comment Share on other sites More sharing options...
jeebowhite Posted July 20, 2014 Share Posted July 20, 2014 I have to declare sports lighting when I had the extra footwell lighting, now I have to declare led lights with Adrian Flux, but the uprated air intake can improve bhp ratings, as such this is why you need to inform the insurer Sent from my MY SAGA C2 using Ford OC mobile app Quote Link to comment Share on other sites More sharing options...
JC600 Posted July 20, 2014 Share Posted July 20, 2014 If it's sold as a replacement filter, then that's what it is a 'replacement' filter. It doesn't affect warranty either. Induction kits are different, and should be declared. I notified Adrian Flux about replacement filters on other vehicles I've owned, and they weren't bothered. Sent from under the bonnet Quote Link to comment Share on other sites More sharing options...
theduke Posted July 25, 2014 Share Posted July 25, 2014 Ive declared mine didnt cost me anything either, probably wouldnt bother if it cost though...do i have to declare uprated spark plugs too? I agree with the replacement part argument tbh Sent from my GT-S6810P using Ford OC mobile app Quote Link to comment Share on other sites More sharing options...
Jay87 Posted July 26, 2014 Share Posted July 26, 2014 As everybody else has said you should let them know, I declared a re-map and tints recently, they didn't effect my premium at all. I was with octagon before and they do not like mods and hardly cover any. You might find some information on your insurers website also. Quote Link to comment Share on other sites More sharing options...
jeebowhite Posted July 28, 2014 Share Posted July 28, 2014 Spark plugs oddly wouldnt be seen as an upgrade particularly, or at least not one to impact the power of the car, the K&N Argument has always had me baffled, but this is the insurance world we play in! Im surprised you managed to get a remap at no cost on insurance though, I asked AF recently what would happen if I got a tuning box, that would cost me £250!!! Quote Link to comment Share on other sites More sharing options...
Jay87 Posted July 28, 2014 Share Posted July 28, 2014 Spark plugs oddly wouldnt be seen as an upgrade particularly, or at least not one to impact the power of the car, the K&N Argument has always had me baffled, but this is the insurance world we play in! Im surprised you managed to get a remap at no cost on insurance though, I asked AF recently what would happen if I got a tuning box, that would cost me £250!!! Yeah me too, had to pay a little extra when added facelift spoiler, which was strange, but no charge for the tail lights! Quote Link to comment Share on other sites More sharing options...
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