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Modifying On Pcp

Chisbo22
Chisbo22
in General Chat

Featured Replies

Hi, this might have been asked a few times before, but if I have a car on pcp and have no intention to give it back at the end and intend to keep paying the car off, can I modify it how I want?

Thanks in advance

  • Quote


    Be careful. The 'buy out price' at the end may be more than you think. Unless you already know the value. If you do and you're happy with it then I can't see any reason why you can't mod.

    What happens if you can't pay though? Do they take the car back? Might be problematic then.

  • Quote
    • Author

    Ok so the basic pf I know the costs and I can pay it back and all that, I should be fine to modify it? Cheers

  • Quote

    Yes, even if you were handing back you could still modify it but, would need to return it to standard first.

  • Quote

    You should be fine to modify it. Even if you were to hand it back, they don't really care about the fact it's modified all they care about is the value of the car.

    Most of the cars just go straight to auction anyway.

    why not just do their standard finance rather than ford options if you're sure that your not going hand it back and upgrade?

  • Quote
    • Author

    You should be fine to modify it. Even if you were to hand it back, they don't really care about the fact it's modified all they care about is the value of the car.

    Most of the cars just go straight to auction anyway.

    why not just do their standard finance rather than ford options if you're sure that your not going hand it back and upgrade?

    Well I'm currently 6 months through the 2 years, probably should have made that clear, is it possible to change at this stage?
  • Quote

    Yeah you can change early. May cost you a little depending on how much is left on your account and how much they value the car at. Best bet is to go in and speak to them

  • Quote
    • Author

    Yeah you can change early. May cost you a little depending on how much is left on your account and how much they value the car at. Best bet is to go in and speak to them

    Ok cheers

  • Quote

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