Passed my test in April, got my first car few weeks later. Unfortunately my Fiesta was written off in an accident towards end of June, my insurance is currently with Tesco and as i was deemed liable in the accident (i feel i was hard done by to be honest, it's ALWAYS the young drivers fault). Anyway obviously for renewal next year it'll go up due to the accident and i was wondering if anyone has been in a similar situation to me. I'm wondering will it drastically go up next year or will it only go up a small amount, any advice would be appreciated, do you reckon i'd be best off sticking with Tesco next year or would i be best off leaving them and joining another insurance company for a better deal? Thanks

Firstly hello and welcome Liam

Secondly your question would be better answered in the Insurance section here. http://www.fordownersclub.com/forums/forum/75-car-insurance-discussions/

As a quick reply. Yes your insurance is going to go up and by a fair margin I would suggest. You could wait and see what premium tesco offer you at renewal time.

Hoping to an other insurance co wont do you any favours, as your accident record follows you. There is no escaping that fact.

As I have suggested above make your post in the correct  section. You will get a better answer there I am sure.

Sorry to hear about your accident, but when your going to renew your going to get spanked hard and being of a young age, your kind of screwed.

Thanks for the advice Joss max, i appreciate it. I'll post the same in the insurance section part of the forum + thanks for the welcome. Also thanks Gaskell for the reply as well.