Hello,

I have ordered a High flow induction hose from mountune, would I have to declare this to my insurers or not bother?

Thanks,

Coran

Always best to declare everything mate

37 minutes ago, RobR said:

Always best to declare everything mate

Okay cheers mate.  Can't wait to find out how much they are going to put on top!

2 minutes ago, yt4eva said:

Okay cheers mate.  Can't wait to find out how much they are going to put on top!

Always check with the insurers before buying a mod in future, they might not let you do it depending on the insurers, and others will put it up thousands! Daylight robbery.

Yes need to declare all modifications.

I declared mine, no change to premium.

13 minutes ago, alexp999 said:

Yes need to declare all modifications.

I declared mine, no change to premium.

What did you describe it as? Tried ringing them up but the guy could not find the part to put it down as no matter what I said!

Thanks

I just said it was a section of pipe which goes between the air filter and turbo, mainly cosmetic, but can't be seen with bonnet shut.

They went to underwriters and said no change to premium.

It appeared on my renewal as "Other".

7 minutes ago, alexp999 said:

I just said it was a section of pipe which goes between the air filter and turbo, mainly cosmetic, but can't be seen with bonnet shut.

They went to underwriters and said no change to premium.

It appeared on my renewal as "Other".

Thanks I will give it a go!

I have worked for many insurance companies so I can confirm (what most people think) that there are a lot of stupid people at many insurance companies. some insurers will just assume that if you want to make any alteration to your car at all then you must be some oik boy racer type who is not the type of customer they want.

2 hours ago, alexp999 said:

Yes need to declare all modifications.

I declared mine, no change to premium.

As a matter of interest alex can I ask who your with? Looking to change mine as they frown upon mods

5 minutes ago, RobR said:

As a matter of interest alex can I ask who your with? Looking to change mine as they frown upon mods

Aviva.

May not charge you for the mod but will still want their admin charge to alter the poicy.

3 minutes ago, karl46 said:

May not charge you for the mod but will still want their admin charge to alter the poicy.

I never get charged, but then always do it via live chat.

I'm with Hastings, the guy on the phone said no charge as its not a modification? He has said a note has been put on my account though to say Induction hose added.  Does this sound right?

Yes sounds fine as long as they have made a note.

Some insurers are only bothered if it affects the performance of the vehicle  or is a major cosmetic change.

7 minutes ago, alexp999 said:

Yes sounds fine as long as they have made a note.

Some insurers are only bothered if it affects the performance of the vehicle  or is a major cosmetic change.

Ah gotcha thank you :)

We would always recommend informing your insurer of any and all changes you make to your vehicle. If you need help regarding modified insurance we have access to several specialist schemes that allow you to add unlimited 'cosmetic' (ie. does not directly affect the bhp) mods for free.

Kind Regards

Dan