So many say warranties are bad, and many say warranties are good.  May I ask what members' opinion is and which companies they would feel happy to recommend or warn against. I fully realise all insurance companies shrink back into their hole with their fingers in their ears the moment a claim is made, but are there any that may not block both ears?

The Ford dealership  I got my Fiesta from last year is terrible on warranties I had two body panels fall off after three months and other parts coming lose they wanted to charge me for it but when I kicked up a fuss they paid for it. The stop start rarely works and when I booked it in to be checked I got to the garage and would not look at it and still does not work. Its coming up for a service soon and I will say I don't want the car back until fixed. I often go to an independent garage.