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Winscreen claim

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Had a cracked windscreen after a stone threw up from a passing truck ,thru LV insurance , cost me the £95 excess ( fitter said  they invoice the insurers approx £800-£900 for the  Ecosport i run !), although i think it will not affect my protected NCB, am i obliged to mention the claim when shopping around for insurance next time its due as it was not really an accident claim as such?


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