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Gap Insurance

manny102968
manny102968
in Car Insurance Discussions

Featured Replies

Hello to everyone

I'm picking up my new zetec s tomorrow and I need some advice regarding gap insurance can anyone help me out please thanks

  • Quote


    If the policy is "right", Gap insurance will cover the lost ammount due to depreciation, of the car over a certain time covered in the Gap policy.

    i.e paid £10,000 for car, 1 year later car is written off, insurance pays £7000, Gap pays £3000 you get back £10,000

    Is it worth it, hhmmmmmmm well yes of course if you lose your car., but if you don't lose your car in the time period, you lose what you paid for GAP insurance.

    I pick up my New car this Thursday, first time ever i will take GAP insurance £395 for three years, car is brand new and cost a lot so i'm taking a punt on the GAP for peace of mind.

  • Quote
    • Author

    Did you get your gap insurance from the dealer?

  • Quote

    It will be from my Dealer yes, i have not bothered to look around TBH, i know there is cheaper around but to much to do before Thursday and not enough time to look around reading up.

  • Quote
    • Author

    Mine is a brand new as well. I might try to haggle the price 😊

  • Quote

    Mine is a brand new as well. I might try to haggle the price

    Worth a try :)

  • Quote

    Dealer GAP is well overpriced, all you are doing is giving the salesman more commission.

    There are lots of GAP insurers, try ALA, 3 years on my ST was £170.

    You don't have to buy straight away, you have upto 180 days (might be 105 depending on the type of cover)

    Bit of info

    http://www.which.co.uk/money/insurance/guides/gap-insurance/

  • Quote
    • Like 2

    Dealer GAP is well overpriced, all you are doing is giving the salesman more commission.

    There are lots of GAP insurers, try ALA, 3 years on my ST was £170.

    You don't have to buy straight away, you have upto 180 days (might be 105 depending on the type of cover)

    Bit of info

    http://www.which.co.uk/money/insurance/guides/gap-insurance/

    I think i will take a look at this, Thanks

  • Quote
    • Author

    Thanks for the head up

  • Quote

    Hi,

    Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel it can offer a cost effective alternative. If you'd like any further information then please feel free to drop me a line.

    Regards,

    Dan.

  • Quote

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