Hi, Im looking to getting a finance deal for a used ford fiesta st. I have found plenty of deals with the right price im looking for. But the only concern i have now is will i be eligible? Im a 19 year old male, Im currently doing an apprenticeship which is coming to the end (only got a year left). I don't have much credit score but i have been paying a phone contract for over a year and have had a barclay card for 6 months with a 'experian credit score' of 906 it says.

I'd say you are but I'd highly recommend not doing it lol.

1 minute ago, Preecematt said:

I'd say you are but I'd highly recommend not doing it lol.

Hi, could you give me some reasons im still debating weather to do it

You don't own the car until you make the final payment, your paying off the interest more than your paying off the car.  My situation at the moment I can't get rid of the car unless I pay 50% off, which I can't afford lol.  It's not your car, so you can't modify it & believe me, that's frustrating.  Obviously there are pro's as well.  But personally I won't be getting a car on finance again.  other people might totally disagree with me.  But I suppose it's each to their own

PCP you can modify it. It's like a mortgage rather than a lease.

It's more going to be about affordability as they will ask your income.

Make sure you can afford it before taking it on.

Finance is easier to get against a car than a normal back loan as the money is secured against the car..