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Cameron

insurance - total loss ??

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If insurance declares your car as a total loss. Can you claim from the insurance for the money you spent on the car for parts etc

 

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No, they will pay market value for a similar spec and condition  (as in buying price not selling price) if you had just replied the engine that wouldn't matter to them.

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Thanks for your reply. I've really spent alot of money,shame i can't get some of it back.

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Total loss as in uneconomical to repair, or total loss as in, beyond the insurers? Can you buy it back and get it repaired yourself (and therefore keep your parts)?

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