I'm thinking of getting a Cobra Sport Exhaust on my Black Edition Fez and wondering if for a 19 year old there is anywhere that would provide a half decent quote, currently with My policy who are  i had a KA but had to cancel the insurance 9 months in as they wouldn't change the vehicle over making me pay over a 100 on admin fees as well as another deposit i have had over a years no claims although because of the cancellation I don't actually have a years NCB per say, long story short is there anywhere that will insure me with a single modification maybe 2 if I get giddy.

Only way to find out is try and get quotes.

19 y.o. plus mods is usually a flag raiser for any insurer though.

It might be worth getting quotes without mods then calling the ones you are interested in using to discuss the difference in cost. I usually find declaring mods on the comparison tools costs more than having it added manually.

thank you Ill get some quotes from the usual places sky, flux etc and see what they can do probably won't get anything much cheaper than 2 grand   

Might be better to sit tight on the mods for a few years.

Probably cheaper to insure a stock ST.

Worth a look though, you never know. The odd mods I've done have never cost me any more. I didn't really start until I was 21 though.

sky wont insure you just 3rd party i had this trouble, as i have a st180 exhaust on, im 20, i went with admiral which was the cheapest at a bargain of £1450 so i had to go with it adrian flux wanted £1500 

next year as ill be 21 so the wallet grabbers might be kinder to me and be cheaper than a grand i can wish.

Hi,

Did you get a quotation form ourselves in the end? If you did how did we do?

Regards,

Dan.